The excerpted article was written by Sean Davidson CTV News Toronto
TORONTO — Four people have been charged after police busted an alleged $1.6-million car theft ring that spanned across southern Ontario, exporting high-end stolen vehicles out of Canada.
Police in Hamilton, Ont. began their investigation, dubbed Project Seagull, in August 2019 after authorities became aware of the thefts.
The auto theft ring, which operated out of the city of Hamilton, targeted mainly rental cars, police allege.
Seven of the 39 vehicles stolen were found on a shipping container bound for Iraq, police said. Investigators believe other vehicles that have not yet been recovered have been shipped around the world.
On Dec. 5, police executed search warrants on six Hamilton businesses and three residences. While conducting their searches, officers seized 12 more stolen vehicles, numerous vehicle parts, cash, gold jewelry and other suspected stolen items.
Police said they also recovered fraudulent vehicle identification numbers, shipping documents and stolen Mexican passports.
How the alleged car theft ring operated
The majority of the auto thefts carried out by the accused targeted rental car companies, police allege.
Police said the suspects would use fraudulent documents to rent vehicles and never return them.
In some cases, the suspects would allegedly rent vehicles and clone the keys before returning them. Police said the suspects would then go back and steal the cars with the cloned keys.
“These four accused have a network going on,” Det. Sgt. Andrea Torrie said on Monday. “We have evidence they have probably been doing this for a couple of years.”
“We’re hoping we caused a major disruption in their business at this point.”
Who police charged
Three men and one woman have been charged in connection with the car thefts.
Yehia Al-Jbouri, 50, faces more than 50 charges in connection with the investigation, including possession of property obtained by crime and trafficking of property obtained by crime.
Zeyad Al-Khafaji, 45, has been charged with fraudulent concealment and conspiracy to commit.
Amer Al-Ogaili, 46, faces over 25 charges, including possession of property obtained by crime and trafficking in property obtained by crime.
Nahla Khayon, 46, is facing one charge of possession of property obtained by crime.
Three of the accused were released on their own recognizance and their first court appearance is Jan. 6, 2020. Khayon has been released on a Promise To Appear, with a future court date set for Jan. 21, 2020.
The Insurance Bureau of Canada estimates auto thefts costs Canadians close to $1 billion yearly. In 2018, southern Ontario alone saw 9,500 thefts.
Hamilton police is asking anyone with information to contact Detective Sergeant Andrea Torrie at 905-546-2991 or Crime Stoppers anonymously at 1-800-222-8477.
The excerpted article was written by Solarina Ho CTV News
TORONTO — If you are an Ontario resident planning to travel outside of Canada over the holidays and will be out of the country after Jan. 1, make sure you have adequate travel health insurance coverage or risk dealing with a crippling medical bill should a medical emergency arise.
The Ontario government’s decision earlier this year to scrap its “inefficient” out-of-country health insurance coverage takes effect January 1, 2020. This means Ontarians who end up requiring major inpatient emergency care, for example, can no longer claim the $400-a-day maximum that OHIP currently provides and the $50-a-day maximum allowed for emergency outpatient services, such as an MRI or a CAT scan.
Ontario Health Minister Christine Elliott announced the decision in May following a public consultation, pointing to the inefficiency of the province spending $2.8 million administering $9 million claims each year.
The existing OHIP coverage is quite minimal given the cost of medical care abroad, said Robin Ingle, chief executive of travel insurance firm MSH Ingle International, especially in countries such as the United States, the most popular destination for Canadians.
“Today they cover about five per cent of your global health bill,” Ingle told CTV’s Your Morning, noting that the province used to cover some 80 per cent of a traveller’s out-of-country medical bill. The province was forced to change its coverage in 1991 due to the cost of the U.S. healthcare system.
A hospital stay in the U.S. could cost $5,000 a night, said Ingle. An MRI typically costs US$1,000 to US$5,000, an X-ray can range from US$150 to US$3,000.
Some locations might require a cash payment up front or refuse treatment altogether without proof you can pay or have adequate coverage.
“There was a recent example of a Canadian who was in Thailand, fell off a ladder, was stuck in the hospital because the family didn’t have travel insurance,” Ingle said Monday.
“The bill starts ramping up, and if you need an air evacuation, it’s not just the hospital bed cost. An air evacuation back to Canada from Thailand would be about US$150,000; from the Southern U.S., it would be about US$20,000.”
Ingle argued the new set-up will actually be better in the long run and expects other provinces will follow Ontario’s lead.
“As an insurer, for example, it’s a major hassle for us to actually get compensation back from the provincial government. So you might get a little bit of a rate increase now, but you will have it go down over time, because the processes will be simpler for the travel insurer,” he said.
Patients living with kidney failure will continue to have the same partial coverage for out-of-country dialysis care under a new program.
WHAT SHOULD YOU DO?
You can ask about travel insurance through your credit card company, your employer’s insurance provider, a broker, or a travel agent, for example. Shop and compare insurance plans, and make sure you understand any requirements, conditions, and exclusions. Ask questions, such as:
• What does it cover? Does it include hospitalization while abroad?
• Ask specifically for the kind of products that you will need.
• What is the deductible, if any?
• How comprehensive is the plan? Are there coverage limitations or exclusions for certain destinations?
• Is the coverage renewable while you are out of the country?
• Who pays the bills upfront?
Regardless of your destination, the federal government recommends that your insurance covers the following:
• Medical evacuation to Canada or the nearest place with appropriate care, as well as the cost of a medical escort.
• Your pre-existing condition and have it in writing. Find out how your insurer defines “pre-existing condition” and what the limitations and restrictions are, and make sure the agreement covers a compassion clause and change of health clause.
• Preparation of your remains and repatriation to Canada in case of death.
WINNIPEG | CTV News
WINNIPEG — Vehicle theft may seem like a random act of crime, but the vehicle you drive can play a big part in the likelihood of it being stolen.
According to Manitoba Public Insurance (MPI), here are the most stolen cars in the province:
- Ford F150 (9.0 per cent of thefts)
- Chevrolet Silverado (5.0 per cent of thefts)
- GMC Sierra (4.7 per cent of thefts)
- Dodge Ram (4.4 per cent of thefts)
- Dodge Grand Caravan (4.1 per cent of thefts)
Four of the top five vehicles stolen in Manitoba are trucks.
HOW TO STOP YOUR CAR FROM BEING STOLEN
It’s a cold morning in Manitoba; you run outside and start your car to warm it up. When you go back outside to leave for work, you see your car is missing.
It’s one of the most common scenarios where vehicle thieves steal cars according to MPI.
The insurance company estimates 90 per cent of car thefts are related to the use of keys. IE: Keys left in the ignition/hidden in the vehicle, or stolen from the owner.
Ninety-nine per cent of vehicles in Manitoba are equipped with an approved immobilizer, but the immobilizer is disengaged upon the use of keys, or key fobs.
The message: protect your keys.
THE IMPACT ON YOUR WALLET
The Insurance Bureau of Canada says car theft costs Canadians close to $1 billion annually.
Every year, insurance companies shell out over $540 million to replace or fix stolen vehicles.
Police, healthcare and court system costs tally $250 million.
More important to the average driver, there’s also the increased cost of insurance for owning one of the cars on the list.
Article by Gluckstein Personal Injury Lawyers
What to know about left-turn accidents
Traffic accidents always come down to a blame game and the person making the left turn is often in the wrong. About half of all crashes at Canadian intersections involved a vehicle that was turning left, according to a 2007 joint study by the Traffic Injury Research Foundation and the Insurance Institute for Highway Safety.
With so many claims stemming from those incidents, the Insurance Bureau of Canada considers all left turns into traffic that lead to an accident, as against insurance company policy.
Before trying to beat the light and making an ill-advised left turn, here are some things drivers should consider:
Different types of insurance
Insurance companies always deem someone at fault in cases of accidents. The fault could be partial or full depending on the circumstances. Individuals deal with their own insurance companies, regardless of who caused the accident. No-fault insurance allows a person to receive part or full coverage by their company regardless of who caused the accident. They can receive medical and other benefits without having to track down the other driver and take them to court. They are also eligible even if they are deemed to have caused the accident.
Proving who’s at fault
Insurance companies determine fault by analyzing accident reports. Therefore, if the other driver committed a traffic violation as well, such as speeding or running a red light, there is room for adjustment. Adjusters can “split the fault” in these situations, instead of the full liability for the driver turning left.
As a driver, proving what happened at the time of the accident is crucial in determining your eligibility for an insurance claim. First-hand witness accounts are helpful in constructing the scene before and after the accident.
An impartial witness is ideal to corroborate your story, especially if you claim that the other driver was at fault.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.