You’re not alone if the thought of a medical exam in your home feels like a hassle and it’s kept you from applying for life and disability insurance. Due to Covid-19 safety precautions, medical exams for life insurance have been temporarily suspended. Fortunately, you may be eligible to apply for life and disability insurance with a simple telephone interview – no medical examination. And you don’t need to meet face-to-face with an agent. You can apply over the phone or through a virtual meeting with your Lawyers Financial Advisor.
So, if you are looking for additional ways to protect your income or create a more substantial legacy, this is the perfect time to get the coverage you need to protect your family and your practice.
Qualify for higher amounts
To ensure that our clients have access to the coverage they need, our insurer has temporarily extended the amount of coverage available without medical evidence for non-smokers under the age of 60. The amount of your coverage and your premiums will be based on your age and other lifestyle factors.
No face-to- face meetings
You can book a phone or online meeting with your Lawyers Financial Advisor to review the amount of coverage you need and sign the paperwork electronically. No one will come to your home and we have instituted the use of secure digital signatures.
Book an appointment today
There’s no way to predict when in-person medical examinations will be required again. If you’ve been putting off your decision to buy or renew insurance, take the first step and contact your Lawyers Financial Advisor. All of the paperwork can be completed and signed digitally from the comfort of home.
Originally published 02 July 2020
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.