More and more organizations are using Drones, also known as unmanned aerial vehicles (UAV), in both the public and private sectors. Drones have practical applications such as helping with public safety, emergency services, video and aerial photography, surveying and architecture/construction. Insurance policies tend to exclude Drones from liability coverages, since drones are considered to be an “aircraft”.
Our liability and property policies can now be enhanced with endorsements to cover drones. This coverage is intended to close the gap in liability and property insurance because of aviation exclusions. This is not a stand-alone product but rather an enhancement to an existing program.
Click here to read an article on drones that can be found on the Centre of Excellence.