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	<title>Comments on: Forgoing travel insurance and paying out of pocket</title>
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		<title>By: Canadians travelling tend to expect travel problems &#124; ILSTV.com</title>
		<link>http://www.ilstv.com/forgoing-travel-insurance-and-paying-out-of-pocket/comment-page-1/#comment-2890</link>
		<dc:creator>Canadians travelling tend to expect travel problems &#124; ILSTV.com</dc:creator>
		<pubDate>Wed, 08 Dec 2010 05:11:20 +0000</pubDate>
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		<description>[...] You might also be interested in: Forgoing travel insurance and paying out of pocket [...]</description>
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		<title>By: ALLAN W . FORD</title>
		<link>http://www.ilstv.com/forgoing-travel-insurance-and-paying-out-of-pocket/comment-page-1/#comment-2095</link>
		<dc:creator>ALLAN W . FORD</dc:creator>
		<pubDate>Mon, 18 Oct 2010 18:55:10 +0000</pubDate>
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		<description>In  2009 i applied for your  travel insurance for 5 month period for travel to usa.  after lot of info sent to your company , I was totally declined any coverage.  I requested coverage for preexisitng conditions that had been stable for years.  I understand the snowbird assoc. endorses your company, however I  dont understand how they could possibly endorse a company that refuses to write for someone with prexisitng conditions.  I believe in the insurance industry they call this creaming.  In any rate I have been able to obtain the coverage for much less.  Part of the reason I joined the snow bird  was to be able to obtain coverage on a group basis.  this is not the case with your company..  A reply to this email would be appreciated.     ALLAN FORD</description>
		<content:encoded><![CDATA[<p>In  2009 i applied for your  travel insurance for 5 month period for travel to usa.  after lot of info sent to your company , I was totally declined any coverage.  I requested coverage for preexisitng conditions that had been stable for years.  I understand the snowbird assoc. endorses your company, however I  dont understand how they could possibly endorse a company that refuses to write for someone with prexisitng conditions.  I believe in the insurance industry they call this creaming.  In any rate I have been able to obtain the coverage for much less.  Part of the reason I joined the snow bird  was to be able to obtain coverage on a group basis.  this is not the case with your company..  A reply to this email would be appreciated.     ALLAN FORD</p>
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