Comments for ILSTV.com

Comment on New usage-based insurance program from Desjardins Insurance puts Ontarians in the driver’s seat by BTC

BTC — Fri, 17 May 2013 13:45:46 +0000

The concept and idea has been tried previously in Ontario (by Aviva). It was a tough sell.
I’d suggest this be considered as mandatory, as opposed to a unilateral roll back in rates by the Liberal government.

Comment on Defending a No Insurance Ticket by greg

greg — Thu, 09 May 2013 18:37:23 +0000

I thought the standard fine was $600 for no insurance – my bro-in law got fined

Comment on Fix the auto insurance system before fixing rates: IBC by BTC

BTC — Thu, 02 May 2013 12:39:20 +0000

Once again, politics and good business procedures are in conflict!

Comment on Budget watchdog says Federal government cost cutting will eliminate 14,000 jobs by BTC

BTC — Thu, 02 May 2013 12:36:53 +0000

Solid economic growth is not based on government spending. Lower tax rates do stimulate the economy.

Comment on Budget to set target of 15 per cent drop in auto insurance premiums: Sousa by BTC

BTC — Wed, 01 May 2013 12:43:56 +0000

An interesting article that speaks to a compromise between the liberals and NDP. All Ontario consumers would appreciate a 15% reduction, but it must take into consideration the tremendous cost of our Ontario accident benefits system (both real and fraud related).
The most lucrative AB system in North America must be paid for by someone…unfortunately it’s us.

Comment on Most Americans understand flood risks, but don’t do much to protect their homes by BTC

BTC — Fri, 26 Apr 2013 15:39:20 +0000

The 13% who buy coverage have been through a flood and don’t want to repeat the same experience …it’s awful! Flood damage is extensive and often does significant, non-traditional damage to the structure (mould).
Talk to your Broker about flood insurance, it’s a smart investment!

Comment on IBC reminds Ontarian cottage country residents to protect their belongings: Overland flooding not covered by insurance by BTC

BTC — Thu, 25 Apr 2013 16:46:17 +0000

It is a very complex issue to explain to customers. Wind, hail and lighting damage is covered, but flood damage isn’t.
Minden Mills has had a 100 year flood and the extent of the damage will ultimately redefine the town.

Comment on What Young Agents Say About Their Career Choice by BTC

BTC — Wed, 24 Apr 2013 13:29:20 +0000

Young people can be very successful Agents. The key is training and confidence.
Young Agents need to committ to a sales routine or process. Their routine or activity must include cold calling, attending quality events where potential clients are and regular networking. This activity combined with an effective sales process will drive confidence.
As knowledge grows,confidence increases and sales will follow!
Youth is an advantage!

Comment on What Generation ‘Y’ Employees Really Want by BTC

BTC — Tue, 23 Apr 2013 12:29:21 +0000

The Gen Y’s (millennial’s) that are working are as focused and driven as any other group. I just fear that there is a large percentage of Gen Y who are not working, or not working for companies that PwC support?

Comment on 2013′s Top Employers for Canadians over 40 by Sally

Sally — Wed, 10 Apr 2013 11:17:49 +0000

Of note: Not one insurer appears interested in 40+ employees. The vast pool of talent they are ignoring, while screaming about a lack of talent in the field…short sighted and perhaps more worried about health care costs than productivity.

Comment on NDP MPP’s motion to cut auto insurance rates by 15% passes vote by BTC

BTC — Thu, 28 Mar 2013 12:00:54 +0000

We in the industry can only hope that the 15% reduction in premium is supported by a review of the accident benefits. It is no secret why we in Ontario have the highest premiums in North America, we have the most lucrative (auto)product.

Comment on Who was Saint Patrick? by Chris

Chris — Tue, 19 Mar 2013 04:01:45 +0000

That was pretty awesome. And interesting…always wondered about the clover.

Comment on The philosophy of the stop sign by Suzanne - Young Drivers

Suzanne - Young Drivers — Fri, 15 Mar 2013 20:24:11 +0000

Thanks so much for sharing this video from Young Drivers! This is a great driving lesson to help keep our roads safe.

Comment on The World’s Most Ethical Companies by Hammer

Hammer — Fri, 08 Mar 2013 13:23:32 +0000

Only two Canadian Companies – C’mon. I would love to see the criteria on this. It seems everyone is making their Top 100 lists nowadays without having to substantiate their claims.

Comment on No underwriting love for Ontario cabbies by Mellie

Mellie — Tue, 05 Mar 2013 21:08:36 +0000

A taxi driver cut me off this morning on my way to work. I had a cabby refuse to give me my change; I was alone and it was 3:00am so I didn’t didn’t argue. The time before that a cab driver took my on tour of Hamilton before driving me home to run up the meter. They clearly make enough money ripping people off to pay for the premiums.

Comment on Insurance Industry Met with Ontario NDP to Outline Plan to Reduce Auto Insurance Rates by BTC

BTC — Mon, 04 Mar 2013 12:35:04 +0000

Was the NDP thinking about reducing premiums, by bringing down claim expenses?

Comment on Florida won’t enforce law requiring Canadians to have international driver’s licenses by Navigators Insurance Brokers

Navigators Insurance Brokers — Sat, 23 Feb 2013 15:56:57 +0000

We also shared the story in our latest article:
http://www.navigatorsinsurance.ca/home-insurance-vacation-checklist-plus-important-news/

This had many issues to be implemented for Canadians.

Navistaors Insurance Brokers
@navigatorsinsbr

Comment on The most fuel-efficient vehicles available in Canada by Rob

Rob — Sat, 16 Feb 2013 11:16:09 +0000

I find it odd that the Chevy Volt wasn’t mentioned, nor is it on their list of vehicles.

I wonder why?

Comment on Distracted driving caused 30% of traffic deaths in BC last year by BTC

BTC — Wed, 13 Feb 2013 13:46:20 +0000

As an Ontario driver, I noticed that when the legislation banning the use of handheld devices was introduced, there was a noticeable decline in seeing active drives using their phones etc.
Years have passed, and as I drive to and from work today, I usually notice multiple drivers on their phones, or texting. It appears that it is such a common occurance that it is near impossible to police.