Older Canadians forgoing retirement, working through golden years: census

The three months of Bill VanGorder’s retirement were among the longest of his career.

Lured by the promise of relaxation and spare time, the Halifax resident thought he’d relish the opportunity to walk away from an executive position and enjoy the fruits of his labour. But restlessness and a desire to keep contributing drove him back to the job market within weeks, and he was ensconced in a different corporate office three months after relinquishing his old one.

In the four years that followed, a global economic crisis ate into VanGorder’s retirement savings, making the prospect of ongoing work both attractive and inevitable.

Eventually, he decided to go into business for himself, allowing the flexibility of both a stable work life and the perks of retirement _ making VanGorder, 74, a prototype of the new brand of retiree.

The latest census data from Statistics Canada show more and more Canadians are choosing to eschew the traditional retirement age, whether for their health, their finances or just for the fun of it.

More than 53 per cent of Canadian men aged 65 were working in some form in 2015, including 22.9 per cent who worked full-time throughout the year, compared with 37.8 and 15.5 per cent, respectively, in 1995, the census numbers show.

At the age of 70, nearly three in 10 men did some sort of work in 2015, twice the proportion of 20 years earlier. Full-time work was at 8.8 per cent, up from 5.4 per cent in 1995.

The shift is even more dramatic for women, a reflection of their escalating role in the workforce. Some 38.8 per cent of senior women worked in 2015, twice the proportion of 1995, while the percentage of women working at 70 more than doubled over the same 20-year period.

The numbers show it’s high time for governments and businesses to re-evaluate the way they view Canada’s senior citizens, VanGorder said.

“One of the great problems we have … is the myth that because our population is older than the rest of the country, that’s a terrible thing and we’re a terrible draw on resources,” he said in an interview.

“What we have is a large group of seniors who are very productive, who want to contribute to the economy, who are able to offer mentorship and leadership to younger people.”

Experts agree that the large pool of baby boomers deferring retirement beyond the traditional age of 65 represent a formidable cohort for governments and employers to contend with.

Demographer David Foot said their impact is not as noticeable as it was when they first began to enter the workforce decades ago, since their ranks have slowly been thinned by health problems and even death. But mounting financial pressures and increasing life expectancy are forcing those that remain to work longer than previous generations.

The average person’s lifespan has increased two years per decade for the past 50 years, said Foot, author of the best-selling “Boom, Bust and Echo,” which anticipated the impact of the aging baby boom.

“It’s stretching out our work life so we’re no longer thinking of retiring in our early 60s any more, and it’s stretching out retirement,” he said. “Many people now have the opportunity to look forward to 20, possibly even longer, years of reasonably healthy retirement.”

That prospect, Foot said, puts a strain on people’s financial resources, particularly in an age when guaranteed pensions are no longer reliable sources of income.

Foot said the current crop of retirees are more likely to have a stable, defined-benefit pension plan, unlike future generations forced to make do with a defined-contribution plan _ if any.

As a result, Foot suggested most working seniors will only defer their retirements by up to five years, and are likely to prefer part-time work _ a trend already borne out by Wednesday’s numbers.

Despite its advantages, however, the aging workforce has yet to be embraced by private enterprise, said Canadian Labour Congress senior economist Angella MacEwen.

While retail operations may have part-time work to offer its aging employees, she said companies with seniors in white-collar jobs need to rethink their approach.

“We haven’t had a discussion about retaining, maybe transitioning people into roles of mentorship, having them work part-time, flexible hours,” MacEwen said.

“They have a lot of valuable skills to contribute, so it would be useful to maintain them in some capacity. But in a lot of cases it’s still a choice between full-time or nothing.”

MacEwen said efforts to accommodate older employees would have benefits for younger staff too, dismissing the notion that the prolonged presence of seniors would pose professional barriers for those hoping to rise through the ranks.

Employing older people allows them to keep participating in the economy, she said, creating more jobs that can ultimately be filled by people of all ages.

VanGorder, meanwhile, wants to see governments focus on providing training opportunities for the types of seniors who are rapidly becoming the norm.

“Some of us older business people have been brought kicking and screaming into the digital age because our businesses depend on (it),” he said.

“Older workers need that kind of retraining, they want it, and they can’t get it.”

 

Hurricane Irma: Air Transat airlifts all travellers from Cuba

Hurricane Irma: Air Transat airlifts all travellers from Cuba

After it evacuated its passengers out of the Dominican Republic, Air Transat is continuing its rescue operation and is evacuating its passengers  that are in the trajectory of Hurricane Irma. The company announces that it is deploying a total of 10 flights to Cuba to evacuate its clients: four flights to Varadero, three to Santa Clara, two to Cayo Coco and one to Holguin. All aircraft should arrive in Cuba on September 7, and passengers should be back in Canada in the afternoon or late evening.

This operation will allow more than 1,800 passengers to be repatriated.

Transat continues to monitor the evolution of Hurricane Irma and regular updates will be posted on its websites.

About Air Transat
Air Transat is Canada’s number one holiday travel airline in the Canadian and transatlantic markets. It also offers domestic and feeder flights out of five Canadian airports. Every year, it carries nearly 4.5 million passengers to approximately 60 destinations in 26 countries. Based in Montreal, the company employs 3,000 people and operates a fleet of Boeing narrow-body and Airbus wide-body jets. In 2017, Air Transat was named the second-best leisure airline in the world, and the best in North America in the same category for the sixth consecutive year, by Skytrax. In recent years, the carrier has earned multiple distinctions for its efforts to reduce its environmental footprint. Since 2011, it has consistently been ranked number one in North America for energy efficiency, and in the Top 20 worldwide, by the Atmosfair Airline Index. Air Transat is a business unit of Transat A.T. Inc., a leading integrated international tourism company active in air transportation, accommodation, travel packaging and distribution. Transat was awarded Travelife Partner status in 2016 in recognition of its commitment to sustainable development. The vacation travel companion par excellence, Transat celebrates its 30th anniversary in 2017.

 

SOURCE Transat A.T. Inc.

Things Successful People Do Before Breakfast

Things Successful People Do Before Breakfast

Excerpted article BY JENNA GOUDREAU

So what do successful executives and entrepreneurs do when they are rested and fresh? From Vanderkam’s study of morning rituals, we outline the following 12 things that the most successful people do before breakfast.

1. They wake up early.

Successful people know that time is a precious commodity. And while theirs is easily eaten up by phone calls, meetings, and sudden crises once they’ve gotten to the office, the morning hours are under their control. That’s why many of them rise before the sun, squeezing out as much time as they can to do with as they please.

In a poll of 20 executives cited by Vanderkam, 90% said they wake up before 6 a.m. on weekdays. PepsiCo CEO Indra Nooyi, for example, wakes at 4 a.m. and is in the office no later than 7 a.m. Meanwhile, Disney CEO Bob Iger gets up at 4:30 to read, and Square CEO Jack Dorsey is up at 5:30 to jog.

The bottom line: Productive mornings start with early wake-up calls.

2. They exercise before it falls off the to-do list.

The top morning activity of the rich and powerful seems to be exercise, be it lifting weights at home or going to the gym. According to Vanderkam, Xerox CEO Ursula Burns schedules an hour-long personal training session starting at 6 a.m. twice a week; Christies CEO Steve Murphy uses the mornings to do yoga; and Starwood Hotels CEO Frits van Paasschen runs for an hour every morning starting at 5:30.

“These are incredibly busy people,” says Vanderkam. “If they make time to exercise, it must be important.”

Beyond the fact that exercising in the morning means they can’t later run out of time, Vanderkam says a pre-breakfast workout helps reduce stress later in the day, counteracts the effects of high-fat diet, and improves sleep.

3. They work on a top-priority business project.

The quiet hours of the morning can be the ideal time to focus on an important work project without being interrupted. What’s more, spending time on it at the beginning of the day ensures that it gets your attention before others (kids, employees, bosses) use it all up.

Vanderkam uses the example of business strategist Debbie Moysychyn, who dealt with so many ad hoc meetings and interruptions throughout the day that she felt she couldn’t get anything done. She started thinking of the early mornings as project time, and chose a top-priority project each day to focus on. Sure enough, not a single colleague dropped in on her at 6:30 a.m. She could finally concentrate.

4. They work on a personal passion project.

Novel-writing and art-making is easy to skip when you’ve been in meetings all day, are tired and hungry, and have to figure out what’s for dinner. That’s why many successful people put in an hour or so on their personal projects before they officially start their days.

History teacher Charlotte Walker-Said told Vanderkam she spends the hours between 6 a.m. and 9 a.m. working on a book about the religious politics of West Africa. She can read journal articles and write several pages before dealing with her teaching responsibilities at the University of Chicago.

Carving out the time in the morning to write, and making it a habit, meant she would actually follow through. Vanderkam cites one study of young professors that showed writing a little bit every day rather than in intense bursts made them more likely to get tenure.

5. They spend quality time with family.

We may exalt the family dinner, but there’s nothing that says you have to have a big family meal at night, says Vanderkam. Some successful people use the mornings to invest in family time, whether reading stories to the kids or cooking a big breakfast together.

Judi Rosenthal, a financial planner in New York, told Vanderkam that unless she’s traveling mornings are her special time with her young daughter. She helps her get dressed, make the bed, and occasionally they work on art projects together. They also make breakfast and sit at around the table and chat about what’s going on. She calls those 45 minutes “the most precious time I have in a day.”

6. They connect with their spouses.

In the evening, it’s more likely you’ll be tired from the day’s activities, and time can easily be wasted with dinner preparations and zoning out in front of the TV. That’s why many successful people make connecting with their partners a morning ritual.

Besides, as Vanderkam wonders, what could be better than pre-dawn sex to energize you for the day? After all, regular sex may make you smarter, boost your income, and burn calories.

Even if they’re not getting frisky every morning, many couples use the early hours to talk. For instance, BlackRock Managing Director Obie McKenzie and his wife commute from the suburbs into New York City every morning. They spend the hour-plus trip discussing their lives, finances, household to-do lists, and plans for the week.

7. They network over coffee.

Especially if you like to make it home for dinner, the mornings can be a great time to meet with people for coffee or breakfast. Plus, networking breakfasts are less disruptive than midday lunches and more work-oriented than boozy cocktail parties, Vanderkam notes.

Christopher Colvin, a New York-based lawyer and entrepreneur, started a networking group for Ivy League alums called IvyLife. Most days he wakes at 5:30 a.m. to walk his dog and read, but every Wednesday he attends an IvyLife networking breakfast. “I feel I’m fresher and more creative in the mornings,” he told Vanderkam. “By the end of the day my mind is more cluttered.”

8. They meditate to clear their minds.

Type-A personalities typically demand as much from others as they do from themselves, so it can be difficult for them to disconnect from their mental to-do lists and calm their minds. Before they head out the door, many successful people devote themselves to a spiritual practice such as meditation or prayer to center themselves for the rush of the day.

Manisha Thakor, a former corporate executive who founded and now runs MoneyZen Wealth Management, practices transcendental meditation to clear her mind. She does two 20-minute sessions a day, the first before breakfast and the second in the evening, and focuses on breathing and repeating a mantra in her head. She’s found it to be “one of the most life-enhancing practices” she’s ever experienced, she told Vanderkam.

9. They write down things they’re grateful for.

Expressing gratitude is another great way to center yourself and get the proper perspective before heading to the office. Writing down the people, places, and opportunities that you’re grateful for takes just a few minutes but can make a real difference in your outlook.

Pharmaceutical exec Wendy Kay told Vanderkam she spends a good chunk of her morning “expressing gratitude, asking for guidance, and being open to inspiration.” When she gets to work, she always has a clear vision for herself and her staff.

10. They plan and strategize while they’re fresh.

Planning the day, week, or month ahead is an important time management tool to keep you on track when you’re in the thick of it. Using the mornings to do big-picture thinking helps you prioritize and set the trajectory of the day.

Banking exec turned teacher Christine Galib wakes at 5 a.m. on weekdays, exercises, reads a few Bible verses, and reviews her tasks for the day before making breakfast. She told Vanderkam this ritual makes her days more manageable and effective.

11. They check their email.

While time management gurus may suggest putting off email as long as possible, many successful people start the day with email. They may quickly scan their inboxes for urgent messages that need an immediate response or craft a few important emails that they can better focus on while their minds are fresh.

For instance, Gretchen Rubin, author of “The Happiness Project,” wakes at 6 every morning before her family’s up at 7. She uses the time to clear her inbox, schedule the day, and read social media. Getting these tasks out of the way from the start helps her concentrate better when she moves on to more challenging projects, she told Vanderkam.

12. They read the news.

Whether it’s sitting in the corner diner and reading the papers or checking the blogs and Twitter from their phones, most successful people have a pre-breakfast ritual for getting the latest headlines.

For example, GE CEO Jeff Immelt starts his days with a cardio workout and then reads the paper and watches CNBC. Meanwhile, Virgin America CEO David Cush uses his mornings to listen to sports radio and read the papers while hitting the stationary bike at the gym.

By the time they get to work, they have a pretty good idea of what’s going on in the world. Then, they can get down to the business of changing it.

 

Get Your Boarding Pass Ready: Canadian Travel Trends For The Holidays

With the holidays just around the corner, tis’ the season for travel planning and vacation booking. To understand when, where and how Canadians will be handling the cold, today KAYAK shared a temperature check on top travel destinations and holiday habits for winter 2016/17.

As the world’s leading travel search engine, KAYAK has curated and analyzed Canadian holiday searches that foreshadow national travel trends for the festive season:

  • Canadians are living for more than just the weekend. 1
    • In fact, Canadians are taking an average of 10 vacation days –three days longer than fellow US and UK travelers.
    • A similar pattern to 2015/16, KAYAK anticipates Canadians will be taking this time between December 1, 2016 and January 9, 2017.
  • Bon voyage – International holiday destinations are on Canadians’ radar more than ever before.2
    • With a 50 per cent year-over-year growth in international versus domestic destination interest, Canadians are taking their travels further this winter.
    • Despite Fort Lauderdale taking an early lead as the most popular holiday destination, Canadians have less interest in keeping close to home with a yearly decrease in the number of US and Canadian cities found on Canada’s top winter destination list.
      • Compared to last year at this time, interest in US travel is down by 30 per cent while destinations like London are gaining significant momentum.
  • Canadians say no to coats this holiday! Sun-filled destinations are calling to Canucks like never before.2
    • Canadians are looking to catch more rays with new locations like Cancun and Honolulu making the list of top winter destinations in this holiday travel forecast; while cities like Las Vegas and New York are trailing in traveler traction.

“Last year, Canada proved to be a procrastination nation as KAYAK’s data revealed Canadians were a few weeks behind travelers in the US, France, Denmark and the UK,” said Debby Soo, KAYAK Travel Expert. “We always recommend planning in advance as starting earlier could save Canadians some extra cash – and headaches. Using tools like Price Alert can also help travelers stay within budget this season.”

To further paint predictions for this year’s holiday travel, KAYAK has unveiled city-specific insights into some of Canada’s major hubs2:

  • ALOHA VANCOUVER
    • Over the past three winters, Honolulu has taken the top of Vancouver’s holiday travel list, and is on its way to a four-year sweep, ahead of choice destinations like Hong Kong and Dubai.
  • EDMONTON HEADS TO ‘THE SIX’
    • While Hawaii once topped Edmonton’s holiday destination list, this year Toronto is leading the charge ahead of warm-weather cities like Cancun, LA and Orlando.
  • WINNIPEG LIKES ITS HOT
    • Winnipeg residents are seeking a break from their notoriously cold climate, with hot locations filling each spot on their top travel destination list so far including Fort Lauderdale, Honolulu and LA.
  • CALGARY LEAVES THE COUNTRY
    • Without one Canadian location found on their top destination list yet, Calgarians are seeking international adventure withHawaii as their choice destination for the fourth consecutive year, and with Tokyo finding its way back to its top 10 list.
  • OTTAWA HEADS SOUTH
    • So far it seems Ottawa residents are heading to the Sunshine Coast, with Fort Lauderdale (four years running!), Orlando, Tampaand Miami as their top winter travel destinations.
  • TORONTO SEEKS NEW SCENERY
    • With New Delhi and London (for the third year) topping their most popular destination list so far, Torontonians are seeking far-flung locations, including Hong Kong, Costa Rica and Paris.
  • MONTREAL LONGS FOR LOVE
    • Consistency is key for the belle province! Over the past four years, Paris has been the top choice for Montreal winter (l’hiver) travelers, with Fort Lauderdale consistently coming in at number two, followed by Costa Rica and Honolulu.

In addition to discovering best flights, hotels, rental cars and vacation packages on KAYAK.com, Canadian travelers can turn to Price Alerts that signal cost drops and KAYAK Explore that helps plan on a budget. For more tips on where, when and how to best travel this winter, visit KAYAK.com.

ABOUT KAYAK
KAYAK is the world’s leading travel search engine. The company’s websites and mobile apps allow people to easily search hundreds of travel sites at once for flights, hotels, rental cars and vacation packages. KAYAK processes 1.5 billion annual searches for travel information and operates more than 40 international sites in 20 languages. KAYAK is an independently managed subsidiary of The Priceline Group.

1 Methodology: Search dates are from June 1, 2013August 28, 2016 YTD for each corresponding year. All Travel dates: December 1, 2013  – January 9, 2016 for each corresponding year.
2 Methodology: Search dates are March 1, 2016September 1, 2016 with travel dates December 1, 2016January 9, 2017.

SOURCE KAYAK

Don’t miss out on Friday’s Harvest Moon. Here are some fun facts.

Don’t miss out on Friday’s Harvest Moon. Here are some fun facts.

Leeanna McLean | The Weather Network

Every year as summer comes to a close in the Northern Hemisphere, the September full moon rises and because it occurs closer to the autumnal equinox than the October full moon, it’s called the Harvest Moon.

Here are 7 fun facts about this week’s Harvest Moon.

  1. Full moons have names corresponding to calendar months or seasons of the year, which dates back to early Native American tradition. Distinctive names were given to each recurring full moon so tribes were able to keep track of the seasons. As a result, the September full moon is also called the “Full Corn Moon,” because it marks when corn was supposed to be harvested.
  2. Depending on the year, the Harvest Moon can come anywhere from two weeks before or two weeks after the autumn equinox.
  3. On average, the moon rises 50 minutes later each day. However, for several days before and after the full Harvest Moon, it rises 25 to 30 minutes later across the U.S., and only 10 to 20 minutes later for much of Canada and Europe, according to the Farmer’s Almanac.
  4. Friday’s spectacle will also be a supermoon, that is, when the moon is full, it is within 90 per cent of its closest distance to Earth for the month. However, this isn’t the closest full moon of 2016. That doesn’t occur until Nov. 14.
  5. While people may say Friday’s Harvest Moon will look bigger than usual, that is certainly not the case. When the moon is seen low on the horizon, the human eye and brain combine to create an optical illusion known as the moon illusion, whereby the moon viewed close to the horizon seems larger than when seen overhead. Cover the moon with a dime at arm’s length and you will see there is no difference.
  6. This year’s Harvest Moon is special because it will also be a penumbral lunar eclipse as it passes through the outer edge of the Earth’s shadow. This means, we won’t see the glorious crimson of a total lunar eclipse. However, it will be visible to varying degrees anywhere in eastern Europe, eastern Africa, most of Asia and western Australia.
  7. The last time the Harvest Moon perfectly coincided with the autumnal equinox was in 2010 and this won’t happen again until 2029. The 2016 Strawberry Moon was the first to coincide with the June solstice in decades, and the first to be visible in all of Canada since 1948.

This must-see will fill the sky on Sept. 16.

Photo Credit – Courtesy: Thomas Goray — September 26, 2015 — Ladywood, Manitoba

 

20 inspirational new years quotes to kick start your 2016

20 inspirational new years quotes to kick start your 2016

 

New Years quotes for a fantastic 2016

2016 is upon us and our culture seeks for a fresh start around this time of year as we turn the page on the calendar to an entirely new year. We make resolutions, we set goals, and we tell ourselves that this year will be different, it will be better.

We often find that tapping the wisdom of famed thinkers and doers, we can find inspiration. Below are 20 quotes to light a fire under your rear for 2016 – let’s go get ‘em!

Doing your best and believing in your dreams

“Only as high as I reach can I grow, only as far as I seek can I go, only as deep as I look can I see, only as much as I dream can I be.” – Karen Ravn

“To accomplish great things, we must not only act, but also dream; not only plan, but also believe.” – Anatole Fran

“Success is not final, failure is not fatal: it is the courage to continue that counts.” – Winston Churchill

“Reach high, for the stars lie hidden in your soul. Dream deep, for every dream precedes the goal.” – Pamela Vaull Starr

Inspiring words about courage and goals

“Only those who will risk going too far can possibly find out how far one can go.” – T.S. Eliot

“Goals are dreams with deadlines.” – Diana Scharf Hunt

“Man cannot discover new oceans unless he has the courage to lose sight of the shore.” – Andre Gide

“Crystallize your goals. Make a plan for achieving them and set yourself a deadline. Then, with supreme confidence, determination and disregard for obstacles and other people’s criticisms, carry out your plan.” – Paul J. Meyer

It’s never too late!

“Goals are a means to an end, not the ultimate purpose of our lives. They are simply a tool to concentrate our focus and move us in a direction. The only reason we really pursue goals is to cause ourselves to expand and grow. Achieving goals by themselves will never make us happy in the long term; it’s who you become, as you overcome the obstacles necessary to achieve your goals, that can give you the deepest of most long-lasting sense of fulfillment.” – Anthony Robbins

“You are never too old to set another goal or to dream a new dream.” – C.S. Lewis

“Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of other’s opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.” – Steve Jobs

“The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt

It takes grit, determination, and devotion

“People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily.” – Zig Ziglar

“Success means having the courage, the determination, and the will to become the person you believe you were meant to be.” – George Sheehan

“For last year’s words belong to last year’s language and next year’s words await another voice.” – T.S. Eliot

“Be at war with your vices, at peace with your neighbors, and let every new year find you a better man.” – Benjamin Franklin

Hold on tightly to your aspirations

“Today’s patience can transform yesterday’s discouragements into tomorrow’s discoveries. Today’s purposes can turn yesterday’s defeats into tomorrow’s determination.” – William Arthur Ward

“Do not lose hold of your dreams or aspirations. For if you do, you may still exist but you have ceased to live.” – Henry David Thoreau

“Go confidently in the direction of your dreams. Live the life you have imagined.” – Henry David Thoreau

“To dream anything that you want to dream. That’s the beauty of the human mind. To do anything that you want to do. That is the strength of the human will. To trust yourself to test your limits. That is the courage to succeed.” – Bernard Edmonds

Happy New Year readers!

 

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