Latest smartphone app provides more convenience and peace of mind

Attention tech, insurance, housing and auto journalists.

Many of us can’t live without our smartphones. They’re in our pockets, purses and bags and we check them often for communication, information, or just force of habit. Now your phone can become the ultimate home and auto insurance tool by downloading the new State Farm Canada Appwww.statefarm.ca/sfcanadaapp – for free!

Telematics, Alert and easy access to Online Services all at your fingertips

The all-new State Farm Canada App includes Telematics* – a fully mobile telematics insurance program. Telematics can help you to become a safer driver by using your smartphone to track and improve your driving in real-time and then rewards you with savings of up to 25% on your auto insurance premium at renewal. – www.statefarm.ca/insurance/auto/discounts/telematics

The app also allows you to manage your home and auto insurance easily. By logging on to your Online Services account directly from your phone you can receive instant access to your insurance policies, obtain valuable information and tips, file a claim or get an online quote, anywhere, anytime, 24/7.

And for even more peace of mind, the State Farm Canada App includes Alert, our latest home insurance prevention program that detects water leaks and risk of freezing to prevent water damage.

Customers with a home insurance policy that sign up for the Alert program will receive a free water and freeze detector. The detector is a connected device and can be placed close to a potential source of leaks like a bathroom, dishwasher or washing machine. If it senses a problem it sends an alert to your smartphone by notification, text message or email, so you can act quickly to limit any damage. Participation in the program will not lead to premium increases or changes in existing coverage, regardless of how many alerts a customer receives.

In Canada, water damage accounts for more than 50% of property insurance claims, so acting fast can prevent significant damage and avoid the disruption that comes with it.

How and where do I get it?

Call your State Farm agent to enroll in Telematics and/or Alert, and download the State Farm Canada App from the App Store® – www.apple.com/itunes/download – or Google Play™ – https://play.google.com/store/apps.

About State Farm

In January 2015, State Farm’s Canadian operations were purchased by Desjardins Group, the leading cooperative financial group in Canada and among the three largest P&C insurance providers in Canada. With its 500 dedicated agents and 1700 employees, the State Farm division provides insurance and financial services products including mutual funds, life insurance, vehicle loans, critical illness, disability, home and auto insurance to customers in Ontario, Alberta and New Brunswick. For more information, visit www.statefarm.ca, join us on Facebook – www.facebook.com/statefarmcanada, or follow us on Twitter – www.twitter.com/statefarmcanada.

App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play is a trademark of Google Inc.

*Telematics is currently available in Ontario only

State Farm branded policies are underwritten by Certas Home and Auto Insurance Company.

®State Farm and related trademarks and logos are registered trademarks owned by State Farm Mutual Automobile Insurance Company, used under licence by Certas Home and Auto Insurance Company.

©Copyright 2017, Certas Home and Auto Insurance Company.

SOURCE State Farm Mutual Automobile Insurance Co.

InsureMy Ushers in a New Era of Road Safety with the New Driver Intelligence Pilot Program

InsureMy Ltd., a Calgary based, full service insurance brokerage firm, today announced the piloting of their innovative young drivers program, New Drivers Intelligence (“NDI”). With a full launch across Alberta and Ontario anticipated in early 2016, Canadian parents will soon have access to real-time driving data, direct from their vehicles, allowing for greater coaching opportunities between parents and new drivers.

Helping teens develop good driving habits means improved safety for all…

Through the use of a simply installed plug-in telematics device, InsureMy’s NDI system allows both parents and teens to track and monitor their driving behaviour. With the ability to collect and review information direct from the vehicle about drive time, speed, braking, cornering and more, NDI gives parents peace of mind when putting new drivers on the road, knowing they have the resources to coach their kids even when they can’t be at their side. All while giving teens the independence they seek, building confidence and setting them up for a future of responsible driving.

Industry data points to significant reduction in dangerous driving incidents…

Recognizing the need to make a positive impact on the lives of parents and teens across the country, InsureMy brings global driver safety technology to the Canadian driving landscape.  Established young driver programs in the UK report a massive improvement in young driver statistics with 2014 results revealing a 21% reduction in dangerous driving incidents and a 40% drop in crash risk for drivers with a telematics policy.

“…InsureMy puts family driving safety first,” states Hugh McTavish, President of InsureMy Ltd.

“Customers shouldn’t have to experience a claim to know that their insurance dollars are well spent. That’s why InsureMy puts family driving safety first,” said McTavish.  “In fact, it’s incumbent on our industry in general to take the kind of action we’re taking to effect positive change and promote safety for all drivers – it’s good for our customers. InsureMy’s NDI is a first step in that direction,” McTavish concluded.

To put an InsureMy policy to work for you, or for further information on the complete line of InsureMy products, contact Gord Mansfield at 1-844-410-1896.

About InsureMy Ltd.:
InsureMy is a full service insurance brokerage firm, emerging as a market leader in the management and delivery of telematics based insurance products. Empowering customers to manage costs, regulate driving performance, and minimize their environmental impact by leveraging technological advances in the collection and practical application of telematics data.

SOURCE InsureMy Ltd.

For further information: Gord Mansfield, Director, National Sales, Phone: 1-844-410-1896, Email: Gord.Mansfield@InsureMy.ca

The Only Insurance-Led Telematics Initiative Created For Insurance Providers by Insurance Providers

The Only Insurance-Led Telematics Initiative Created For Insurance Providers by Insurance Providers

HOUSTON, April 22, 2015 /CNW/ – Telematics has the potential to completely transform the way automotive insurance is provided, reducing both costs for consumers and risk for insurance providers. If the technology and its applications in automotive sound futuristic, it is safe to say that future is already upon us.

Today, around 7 million drivers are using telematics products worldwide with research indicating that by 2017, the global telematics market will be 89 million drivers – 15% of the total driving population.

The inaugural Telematics Insurance Data Management & Product Design 2015 (June 24-25,Chicago), has been purposefully designed to allow insurers to exchange the very latest in cutting-edge technology, tried and tested pilots and case studies, and best practices for managing and integrating huge streams of complex data into driver score and pricing. The event will demonstrate how insurance providers are integrating telematics products into auto-insurance business models.

The first in a revolutionary new series, this unique initiative is coming to Chicago with a dedicated focus on delivering best practices in telematics, data integration, device selection and consumer adoption to justify the business case for telematics products for total market penetration.

Join speakers from Washington State Office, Zurich Insurance, Progressive Insurance, Nationwide Insurance, State Farm Insurance, MetLife Insurance, RSA Canada, The Co-Operators Insurance, Volkswagen, Kia Motors, Wawanesa Insurance, National General Insurance and more over the 2 days.

The initiative is the first of its kind, however American Business Conference’s history in the insurance and automotive spaces date back to 2008, hosting events focused on In-Vehicle Infotainment, Smartphone & Embedded Connectivity Vehicle Integration and Weather Insurance Risk, to name but a few.

For more information on the upcoming event in Chicago, please follow this link:http://www.telematics-insurance-data.com

SOURCE Telematics Insurance News

Report warns, connected cars perfect for harvesting personal data

Report warns, connected cars perfect for harvesting personal data

By CBC News

As our cars get more high-tech and connected, they are increasingly spying on us and sending personal data about us to many different parties — in violation of Canadian privacy laws, a new report warns.

Regulators need to step up and protect the privacy of car users at a time when the range and amount of potentially sensitive — and commercially valuable — data being collected by cars is growing, says a study funded by the Office of the Privacy Commissioner of Canada and released today by the B.C. Freedom of Information and Privacy Association.

‘In the frenzy to take advantage of this new technology … automakers and their corporate partners appear to have ignored Canadian data protection laws.’– FIPA report

The report titled “Connected cars: Who is in the driver’s seat?” was unveiled at the Vancouver Auto Show.

The group notes that “most, if not all” new cars being sold in North America now have at least some wireless connectivity, and “fully” connected cars are expected to dominate the market in the next few years.

“With connectivity, cars are becoming highly efficient data harvesting machines,” says the report, citing a wide variety of data collection systems such as:

  • Vehicle performance monitors that transmit information about vehicle health and driver behaviour wirelessly to computers used by car dealers and mechanics.
  • Navigation systems that record the vehicle’s location and the routes it has taken.
  • Telematics systems that collect information on driving behaviour and send it to insurance companies to deliver new “usage-based insurance.”
  • Infotainment systems that can collect information about personal communication, web browsing data, personal contacts and schedules, and preferences with respect to music and video content.

While those systems offer “undeniable benefits” to car owners and drivers, the data they generate is extremely valuable to insurers, governments and law enforcement agencies, and companies that might be interested in tracking and profiling users for target marketing and other purposes.

“In the frenzy to take advantage of this new technology and keep up with the competition, automakers and their corporate partners appear to have ignored Canadian data protection laws,” the report says. In fact, “automakers are failing to meet their legal obligations under almost every principle of data protection law.”

An Acura RLX sedan tows another with Honda’s virtual tow technology that creates a wireless link between two cars. Systems that enable vehicles to communicate with each other have been developed in recent years and ‘fully’ connected cars are expected to dominate the market in the next few year. (Rebecca Cook/Reuters)

For example, many service providers required customers who sign up for a service to agree to the use of their personal data not just for delivering the service, but also for marketing, product developing and “business purposes.”

That violates Canadian laws that require clear, informed consent for the use of any personal data for secondary purposes such as marketing, the report says.

The authors also raise concerns about the fact that unnecessary data is being collected and kept for an indefinite period of time, putting car users at risk of having their personal data hacked and stolen.

The report recommends that governments bring in data protection regulations that are specific to the connected car industry.

For example, it suggests, there are already limits on the use of data collected by “event data recorders” that collect information about conditions that could precede a crash. New laws should also ban that type of information from being disclosed wirelessly.

Policy-makers,” it said, “have to provide the guidance that the automotive industry desperately needs on how general principles of data protection apply in their sector.”

Mark Nantais, president of the Canadian Vehicle Manufacturers’ Association, said the group looks forward to reviewing the paper in detail and engaging in further discussion.

“CVMA members are fully committed to protecting their customers’ privacy and complying with Canadian privacy laws,” he added.

Source: CBC News

IBM opens billion dollar Quebec cloud centre

Source: CDN staff

Big Blue today took the wraps off its second SoftLayer data centre in the Montreal suburb of Drummondville. IBM Canada just eight months ago cut the ribbon on a Toronto-based SoftLayer facility.

According to IBM Canada officials, the Québec facility is part of $1.2 billion investment in cloud computing from the Armonk, N.Y.-based giant. SoftLayer currently has a customer base of more than 1,000 organizations including start-ups, financial services/insurance, public sector and retailers.

One of those clients is New  York-based Baseline Medical Inc. and Silanis Technology Inc.of Montreal, the two companies formed a joint partnership more than 15 years ago to develop and deliver e-business solutions to healthcare and insurance markets along with government. The partners were looking for greater level of application performance and responsiveness, in-country data redundancy while lowering latency by storing data workloads locally.

For IBM Canada it was important to place the second SoftLayer facility in Quebec because the vendor wanted to offer French language access for companies in the region.

Outside of Canada, IBM has opened five SoftLayer cloud centres, including recently established facilities in Frankfurt, Germany; Querétaro, Mexico; and Tokyo, Japan. IBM also plans to open cloud centres in Italy and India by the end of 2015.

Baseline Telematics president and CEO Paul-André Savoie, said in a blog post, that SoftLayer’s cloud infrastructure underpins Baseline’s “Pay-As-You-Drive” telematics insurance platform that helps insurers differentiate their products in increasingly competitive markets using high-tech solutions that allow them to act more effectively and with greater accuracy.

“The insurance industry is in the midst of a transformation, and technology trends like telematics is one of the factors responsible for this change,” he added.

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