Social Media Posts Could Be Used Against People in Insurance Claims

Social Media Posts Could Be Used Against People in Insurance Claims

NEW YORK, NY / ACCESSWIRE / April 24, 2017 / 4AutoInsuranceQuote, a company that offers free auto insurance rate comparisons, has just posted an interesting article on their website that may inspire people to be more careful about what they post on Facebook and other social media websites. Titled “Social Media Being Used For Insurance Investigations,” the article explains how certain posts could possibly get people into trouble with their insurance companies.

According to the new article, insurers and law enforcement officials are monitoring social media posts to check for insurance fraud. As the article notes, people sometimes file a police report, contact their insurance company to let them know about the accident and then make posts about it on Facebook, Twitter and other sites. Unfortunately, the article says, if people reveal incorrect details about the accident, the insurance claim could end up being denied.

Interestingly, 4AutoInsuranceQuote is not the only website that has posted an article about the connection between social media posts and possible denials of insurance; the CBS News website also ran a story on the same topic, claiming that because so many people are on social media, the sites are routinely monitored for evidence of fraud. An article on the Claims Journal website agrees with this premise, stating that investigation and social networking research are “a required tool.”

As the new article on 4AutoInsuranceQuote noted, insurance companies could also possibly check a driver’s social media account for photos of what the vehicle looked like prior to the accident. And if the driver was injured during the accident, adjusters could possibly look at current photos to see if and how the incident has impacted the person’s life.

“There are currently no laws or restrictions on an insurance adjuster’s ability to scour social media sites for information to aid their investigation,” the new article noted, adding that in the law’s eyes, any information listed on public websites, such as Facebook, Twitter, Instagram, Tumblr and others is fair game.

“Often times, the first step in a claims investigation is to run a simple Google search on the claimant to reveal all of their social media profiles.”

About 4AutoInsuranceQuote:

4AutoInsuranceQuote is a car insurance rate comparison engine located in New York City. Since 2008, 4AutoInsuranceQuote has provided more and one million free car insurance quotes to Americans. Please visit for a free insurance quote today.

Brad Whitman


6 tips to keep your Facebook clean, secure and private

6 tips to keep your Facebook clean, secure and private

NEW YORK, N.Y. – Got hundreds of Facebook friends you hardly know?

By Anick Jesdanun


Now is a good time to do some digital cleanup, while the year is still fresh. Review your security and privacy settings, and make sure those casual acquaintances you met at a bar eons ago aren’t still getting the most intimate details of your life. Get rid of games and apps that might have latched onto your account years ago, but that you no longer use.

Here are six cleanup tips:



You’ve doubtless heard you should have a strong password. It’s especially important for email and social-networking accounts because so much of your digital life revolves around them. Plus, many other services let you log on using your Facebook account, so if that gets compromised, so will your other accounts.

Because passwords are tough to manage, it’s best not to rely solely on them. Turn on what Facebook calls Login Approvals. It’s in the account settings under “Security.” After you do so, you’re asked for confirmation — entering a special number sent to your phone — when signing on from a new device.

Unless you switch devices often, this is something you set up once and forget about. And no one else can log in with your password unless they also have your phone and that special number.



Facebook offers a series of quick privacy “shortcuts.” On desktops and laptops, look for the small padlock on the upper right corner of the browser. On Apple and Android devices, access shortcuts through the menu — the three horizontal bars.

The key shortcut is “Who can see my stuff ?” See whether you’ve been inadvertently broadcasting your musings to the entire Facebook community. You’ll probably want to at least limit sharing to “Friends” rather than “Public,” though you can customize that further to exclude certain individuals or groups — such as co-workers, acquaintances or grandparents. When sharing, remember that less is more.

While you’re at it, check “Timeline and Tagging” in your account settings from a PC or mobile. You can insist on approving posts that people tag you in. Note that this is limited to what appears on your personal timeline; if Mary tags you in a post, Mary’s friends will still see it regardless of your settings. That includes friends you may have in common with her.

If you’re on a desktop or laptop, Facebook has a Privacy Checkup tool to review your settings. Look for that padlock. This tool is coming soon to mobile.



Purge friends you’re no longer in touch with. If you think “unfriending” is too mean, add them to an “Acquaintances” or “Restricted” list instead. “Acquaintances” means they won’t show up in your news feed as often, though they’ll still have full access to any posts you distribute to your friends. “Restricted” means they’ll only see posts you mark as public. Either is effectively a way to unfriend someone without dropping any clues you’ve done so.

You can also create custom lists, such as “college friends” or “family.” This is great for oversharing with those who’ll appreciate it, while not annoying everyone else you know and putting yourself in danger of becoming an “acquaintance” yourself. You can create lists on a traditional PC by hitting “More” next to “Friends” to the left of your news feed. Individuals can be in multiple groups. Capabilities are limited on mobile devices, although changes you make on the PC will appear on your phone or tablet.



Perhaps someone invited you to play a game a few years ago. You tried it a few weeks and moved on, yet the app is still getting access to your data. Or perhaps you’ve used Facebook to log onto a service you no longer use, such as one to track the 2014 Winter Olympics. It’s time to sign out. If you’re not sure you still use it, drop it anyway. You can always sign on again.

The Privacy Checkup tool on PCs will review apps for you automatically. On mobile devices, look for “Apps” in the account settings (not “Apps” in the main menu).

A related option is the Security Checkup tool. It’s an easy way to log out of Facebook on devices you rarely use. You can also enable alerts when someone tries to sign on from a new device or browser. To run this, go to on a PC. On the Android app, you can search for “security checkup” in the Help Center. On iPhones and iPads, you’ll have to find the options individually in the account settings under “Security.”



You can exert some influence over whose posts you see more or less often by going to “News Feeds Preferences.” The setting is on the top right on browsers and Android apps and on the lower right on iPhones. Here, you can select friends who’ll always show up on top, or hide someone’s posts completely.

Finally, if you’re worried about data usage, you can stop videos in your news feeds from playing automatically. On Android, go to “Autoplay” in the “App Settings.” On iPhones, it’s in the account settings under “Videos and Photos.”



Two settings might eliminate grief later in life … or death.

In the security settings, you can designate certain friends as trusted contacts. They’ll have power to help you if you get locked out of your account for some reason. You can also designate a “Legacy Contact” — a family member or close friend who’d serve as your administrator should you, um, make your last status update (as in, ever). They won’t be able to post on your behalf or see your messages, but they’ll be able to respond to new friend requests and take a few additional actions on your deceased behalf.


Life’s too short to spend time reading the musings of toxic social media friends

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Want to write LinkedIn posts that people actually read–and share?

Want to write LinkedIn posts that people actually read–and share?

Excerpted article was written By Glenn Leibowitz |

The folks at content marketing firm Contently in New York City believe in the power of storytelling so much, they’ve adopted a Hopi Indian proverb that reflects their mission to create a better media world:

Those who tell the stories rule the world

They’ve even painted it on the wall of their office.

I’ve never been to Contently’s office, but I did have the chance to chat with Shane Snow, Contently’s co-founder and Chief Creative Officer, about the elements of a good story.

Shane knows a lot about storytelling. In addition to co-founding Contently, he’s an award-winning journalist who writes for publications such as Wired and The New Yorker. He’s also the author of the recent book, Smartcuts: How Hackers, Innovators, and Icons Accelerate Success.

For Shane, there are at least three things that comprise a good story:

Fluency : Can you get through the story quickly? Or are you bogged down in the sentences rather than the ideas?

Relatability : Is the story something you can personally connect to in some way?

Novelty : Is there something about the story that is surprising or new –even if it is something that is rooted in ancient storytelling templates, themes, or morals that haven’t changed in a long time?

These storytelling concepts work in novels and movies. But I asked Shane whether the elements of good storytelling can be applied to shorter form content such as blog posts on LinkedIn.

His answer? Absolutely.

As a LinkedIn Influencer, he’s written a lot on the platform and has attracted a large following. He shared two tips for writing posts that will resonate with readers and encourage them to share:

1. Tell a personal story to connect with readers–and convince them to stick around.

“One way people will remember and connect with what you’ve written is through the utility of your content. Linkedin is a place where a lot of tips and education are being shared. That’s where relatability, novelty and fluency come in. Can you get the message across quickly in a way that’s relatable? Is it information that actually matters to me? And is it new, something I don’t already know?

Either that, or you need to try for memorability by telling a good story. A lot of posts I write start out with a story — not all, but a lot of them. I do this because of what Linked is as a community and social network.

I recently saw Guy Kawasaki, the author of 12 books, give a presentation about giving good presentations. Every presentation he does starts with a custom slide of a picture of something from his life– a picture of his kids, his bookshelf, or something like that.

I like to do that specifically on LinkedIn to connect with the audience, because they can be a great source of stories that persuade people to stick around and read to the end, and they might make them more likely to share.”

2. Find your “set” of people and write something that will be irresistible to them — and ignore everyone else.

“In order to stand out on LinkedIn, you need to publish consistently and slowly build an audience. But you also need to aim for hits.

And that’s about finding the right audience. A lot of the lessons that you can learn from Buzzfeed are pretty apt here. They’ve figured out how to do that in their own listicle format , which is not necessarily the format that you need to apply this lesson. But in their own format, they’ve discovered a way to make things that are more likely to be spread among certain groups.

They find a small niche group and write something that everyone who belongs to that group and relates to that identity will share if they see it. They don’t write posts on ’10 things that everyone in the world will love’, because that’s a lot less likely to be shared.

Instead, they write pieces like the one a friend forwarded to me recently: ’15 things that happened to you if you grew up in America with an Asian Mother’. There’s a relatively small group of people that has experienced this, but if it has happened to them, they can all relate to the funny things Buzzfeed writes in that article, and they’ll share it with others.

They slice out a tiny segment of the market and write something that you can’t not click on, you can’t not share if you belong to that group. And everyone who is connected to you will share it around with their friends too.

So that’s the advice I’d give on LinkedIn: Find your ‘set’ of people who really need what you’re writing and write something that is irresistible to them –and ignore the broader audience. And that’s the way to eventually generate hits and build up on these platforms.”

The top iPhone and iPad apps on App Store

The top iPhone and iPad apps on App Store

App Store Official Charts for the week ending November 27, 2016:

Top Paid iPhone Apps:

1. Minecraft: Pocket Edition, Mojang

2. Bloons TD 5, Ninja Kiwi

3. Plague Inc., Ndemic Creations

4. Toca Life: Stable, Toca Boca AB

5. MONOPOLY Game, Electronic Arts

6. Geometry Dash, RobTop Games AB

7. Goblin Sword, Eleftherios Christodoulatos

8. NBA 2K17, 2K

9. Heads Up!, Warner Bros.

10. Facetune, Lightricks Ltd.

Top Free iPhone Apps:

1. Snapchat, Snap, Inc.

2. Messenger, Facebook, Inc.

3. Bitmoji – Your Personal Emoji, Bitstrips

4. YouTube – Watch and Share Videos, Music & Clips, Google, Inc.

5. Instagram, Instagram, Inc.

6. Facebook, Facebook, Inc.

7. Archery King,

8. Amazon Mobile, AMZN Mobile LLC

9. Google Maps – Navigation & Transit, Google, Inc.

10.8 Ball Pool,

Top Paid iPad Apps:

1. Toca Life: Stable, Toca Boca AB

2. Minecraft: Pocket Edition, Mojang

3. Geometry Dash, RobTop Games AB

4. Five Nights at Freddy’s, Scott Cawthon

5. Bloons TD 5 HD, Ninja Kiwi

6. Terraria, 505 Games (US), Inc.

7. Toca Lab, Toca Boca AB

8. Toca Life: Farm, Toca Boca AB

9. Procreate – Sketch, paint, create., Savage Interactive Pty Ltd

10. Moana: Rhythm Run, Disney

Top Free iPad Apps:

1. YouTube – Watch and Share Videos, Music & Clips, Google, Inc.

2. Netflix, Netflix, Inc.

3. Archery King,

4. Facebook, Facebook, Inc.

5. Rolling Sky, Cheetah Technology Corporation Limited

6. Messenger, Facebook, Inc.

7. Roll the Ball – slide puzzle, BitMango

8. Minecraft: Story Mode, Telltale Inc

9. Amazon Mobile, AMZN Mobile LLC

10. Google Chrome – The Fast and Secure Web Browser, Google, Inc.

Prince Edward Island police force threatens to play Nickelback to drunk drivers

KENSINGTON, P.E.I. _ A Prince Edward Island police department is threatening to impose the Nickelback treatment on anyone who drinks and drives.

The Kensington Police Service shared a social media post over the weekend promising to force any drunk drivers it arrests to listen to the Alberta band while in the back seat of a cruiser.

“We figure if you are foolish enough to get behind the wheel after drinking, then a little Chad Kroeger and the boys is the perfect gift for you,” Const. Robb Hartlen says on Facebook, alongside a photo of the band’s breakthrough album, Silver Side Up, in what appears to be cassette form.

“So please, let’s not ruin a perfectly good unopened copy of Nickelback. You don’t drink and drive and we won’t make you listen to it.”

The post created two kinds of controversy among commenters: Those offended the police service was making a joke about drunk driving, and Nickelback fans annoyed the band was the butt of the joke.

The force said the jokes were being made in service of something it takes very seriously, and also insisted: “We actually like them too … We are just having a little bit of fun.”

The band has been a huge commercial success, with multiple Juno wins, but is also gleefully maligned by some detractors.

It has been the subject of spiteful petitions and protests; a Chicago mayor was once pressured into clarifying he wasn’t a fan.

Kroeger told The Canadian Press in a 2014 interview that the critics have actually done the band a favour by heightening the public discussion about the group.


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