Find Out If You Are Hard Working or Working Too Hard

Many people confuse hard-working people with workaholics.

What is workaholism?

Workaholism is more than a dedication to your job. It’s a near-obsessive commitment that supersedes most, if not all, other aspects of life. For many, workaholism is a true addiction, inextricably tied to feelings of self worth and identity.

What are some characteristics of workaholics? How could a person tell that he/she is a workaholic?

A workaholic displays symptoms similar to any other addict. He/she works long hours, at the expense of personal relationships and health. When not working, they’re thinking about work. Work dictates their mood: when work is going well, they’re up; when work is going less well, they’re down. Workaholics often go months without seeing friends; put their marriages on cruise control; defend their choice to work as hard as they do (come up with justification after justification); and may use work as a distraction from other problems or aspects of life.

What are some reasons that workaholics work so hard?

Working, or simply being busy, can be a hard habit to break. Busy people are important people. They’re also often pleasantly distracted people. In an op-ed that went viral in the New York Times a few years ago, a cartoonist named Tim Kreider wrote that “Busyness serves as a kind of existential reassurance, a hedge against emptiness.” When workaholics aren’t busy working — or doing something to promote their work — they feel anxious and guilty. For both men and women, this is often a result of recession — they hang onto jobs for dear life and do everything they can to ensure they’re indispensable. For  women in particular, workaholism may stem from the lingering notion that great opportunities for women are still rarer than they are for men, and as such must be strived for with unflagging determination and drive. What’s more, today’s female employees are among the first generation to have been raised by mothers who, as a whole, placed importance not just on a job, but a career. For many of these women, the slide into workaholism seems almost predisposed.

Is there a link between health problems and workaholism?

There is. Just because work itself is a respectable pursuit doesn’t mean that an addiction to it is any less damaging than other sorts of addictions. A number of studies show that workaholism has been associated with a wide range of health problems, such as insomnia, anxiety, and heart disease.

Besides from health problems, does being a workaholic bring negative effects?

Yes. For some people, working serves as a Band-Aid for other issues, a way to numb undesirable feelings or fill certain voids, much in the way that alcohol might do for an alcoholic or sex for a sex addict. What’s more, working too much can lead to lower job satisfaction, as found in a 2008 study published in The Psychologist Manager Journal that compared overworking employees to those who maintained a better work-life balance. Also, the ill effects are contagious: A study published in the International Journal of Stress Management found that workaholics can even make their co-workers stressed.

What about the effects to the families?

A 2001 study published in the American Journal of Family Therapy found that working too much negatively impacted an employee’s marriage. This isn’t surprising, since if you’re married to your work it can be difficult to be married to anything, or anyone, else. There have also been studies looking at the impact of workaholic parents on their children and the news isn’t good. In one study, adult children of workaholic fathers experienced more depression and anxiety and a weaker sense of self. That study appeared in the American Journal of Family Therapy.

What about the positive side?

There are many positive aspects to working hard and to an increasing commitment to career. These days, more and more people, women especially, are embarking on, and staying with, careers that are personally fulfilling, identity making, and lucrative. Hard work can reap great rewards. For many, it’s how they develop feelings of self worth and confidence and purpose. This can be empowering.

Since many workaholics often deny having a problem, what are solutions for them?

It’s difficult to convince a workaholic to change their behavior if they’re not also willing. If you have a workaholic in your life you might point out the things he or she is missing out on while at work, whether it’s a child’s soccer game, a good book, or a yoga class. Seek to understand why the person feels the need to work so much and support them in finding a resolution. Perhaps they feel pressure to earn money, or they feel insecure about their performance. Work together to find ways to handle the dilemma beyond longer hours at the office. For people who wonder if they might be workaholics, I might suggest they resolve to check in every so often and ask themselves: Am I working too hard? And if so, why? What am I getting out of 60 hours that I couldn’t get out of 40? Or 35? Many who work hard are working for reasons beyond the benefits good work provides but it requires really stopping and evaluating the situation to recognize that.

Can the symptoms get better?

They can, but it almost always requires a total overhaul in perspective. The first step is acknowledging and accepting — really accepting — that work isn’t the most important thing in your life. Decide what is. You won’t be able to say “no” to work unless you are saying “yes” to something else. The second step is actually starting to say no — to working late, to extra assignments, to doing a little more ‘for the team.’ Finish one task before taking on another. Third, be firm and vigilant about the time you spend working. Decide in advance that you will work, say, 8 a.m. to 4 p.m., or no more than 40 hours a week. Often, you will find that limiting the time you have to spend on work will make you more efficient during those working hours. You’ll get just as much done — because you have to — and still have time to have dinner with the family.

Excerpted article written by Dr. Peggy Drexler, Huffington Post

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New Life/A&S Course Creative Uses of Life Insurance: Split Beneficiary Planning

This new course is included as part of your ILScorp LIFE/A&S Course Subscription

In this course, learn how in certain cases Split Beneficiary Planning allows for cash extractions (free of dividend tax) from the corporation in excess of actual policy premiums; how a separate and well drafted Split Beneficiary Agreement is required, including a defendable pricing model likely using NCPI as the source cost; and that specialized legal and tax advice may be needed before implementing such planning.

Part 1 – Corporations & Insurance

Part 2 – Disruptions to Corporate Owned Insurance

Part 3 – Agreements on the use of Insurance with Corporations

Part 4 – The Pricing Models



1.Key Man Insurance.  In the event of the death of a key employee, a corporation could sustain material financial hardship.  Key Man Insurance provides funding to assist the corporation maintain working capital balances in the transition period after death.

2.Shareholder Agreements.  Shareholder agreements govern actions between shareholdings in the event of the death of a shareholder.  Some agreements obligate the corporation to redeem the shares in what is called a “Corporate Redemption or Corporate Repurchase”.  Insurance in this context provides the needed funds to repurchase the deceased’s shares.

3.Loan Offset Insurance.  Sometimes creditors of a corporation will ask that key people are insured.  Should they pass away, the insurance is used to repay corporate loans.

4.Buy-Out Insurance.  Similar to shareholder agreements, corporations that transition owner-managers (key people) will often insure one or both parties (acquirer and/or purchaser) so that financial exposure during the acquisition period is covered by insurance.

Corporate Funded Insurance – Benefits

While Living:

  1. A corporation (with an insurance interest) is allowed to pay insurance premiums.
  2. Corporate paid premiums are normally a “non-deductible expense” (called an “add-back” on the corporate tax return).
  3. This allows payment of insurance AFTER corporate income tax but BEFORE personal dividend tax.

Example: Personal Ownership

An insurance policy with $1000/yr premiums needs to be paid.  We assume the policy owner is also a shareholder of a corporation.

Should that policy be owned and paid for outside of the corporation, the following series of transactions would be required:

  • The Corporation deducts $1923 as a Salary Expense (T4) from its tax return
  • With $1923 in Salary, Personal Tax Will Be Required
  • At a 48% Tax Rate this means $923 in Tax is owing

Therefore, the total cost of the insurance is $1923 of corporate resources.

Example: Corporate Ownership

An insurance policy with $1000/yr premiums needs to be paid.  We assume the policy owner here is a corporation.  Following are the required transactions:

  • The Corporation reports $1163 as Income On its Tax Return
  • At a 14% Small Business Tax Rate, $163 in Corporate Income Tax will be Paid
  • This leaves $1000 of corporate funds to pay the insurance premium.

Therefore, the total cost of the insurance is $1163.  Corporate owned insurance is a more effective place to pay premiums!

This new course is included as part of your ILScorp LIFE/A&S Course Subscription

Click here to learn more about this course!

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC 47765 MB 29960

Accrediting Provinces: BC, AB, SK, MB, ON

Bookkeeper/Administrative Assistant

Bookkeeper/Administrative Assistant

ILS Learning Corporation – Comox, BC

Full-time, Permanent

ILScorp, a local online education company, is seeking a full-time bookkeeper/administrative assistant with the following qualifications:

  • Minimum 3 years of full cycle accounting experience (Daily Bookkeeping, Accounts Receivable, Accounts Payable, Monthly Bank reconciliations, Company Year End, Staff Payroll, Benefits)
  • Excellent use of Excel and Microsoft Word
  • Proficient in Quickbooks
  • Possess excellent English verbal and written skills
  • Effective telephone communication / customer service skills
  • Strong interpersonal, administrative and organization skills, with the ability to multitask
  • Experience in an accounting firm or other professional service setting is ideal.
  • Perform Administrative duties such as couriers, mail, banking, invoice preparation and office supply management
  • Dealing with administrative matters as required

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8 Things People Hate About Their Colleagues (Are You Guilty?)

8 Things People Hate About Their Colleagues (Are You Guilty?)

Bernard Marr

It’s true that we can’t choose our families, but in most cases, we also don’t get to choose our work colleagues — and many of us spend more time with the people at work than we do with our blood kin!

According to a UK study, one in five office employees say they hate one or more of their coworkers. A third of people in the study said they dislike their colleagues so much that they would never even consider socializing with them outside of work.

Bosses and senior management emerged as the most hated group overall, but no one was immune. The study found that media was the most vicious field to work in, followed by accounting, IT, and sales. Nursing came in as the nicest field.

No matter what your job, this study suggests that some people, somewhere in your office may really dislike each other… And these could be some of the reasons why.

  1. Disregard for shared spaces.
    Ever office has an office slob. They may be able to find what they need in that landfill they call a desk, but it may offend or inconvenience their colleagues — especially if they can’t find what they need when they need it. If someone’s mess goes beyond papers and files to include food wrappers and dirty dishes, closest neighbors may not appreciate the smell or potential for vermin. And if their mess extends to shared spaces like the kitchen or breakroom, well, now then they are just being inconsiderate.
  2. Lack of email etiquette
    Please tell me people at your work are not sending funny cat videos and spammy chain emails to their office mates… Even if someone’s email game isn’t that bad, they may still be annoying people if they habitually ‘reply all’ on emails when everyone does not need the reply, use all caps or no punctuation at all, or habitually send novels when a single sentence or two would suffice.
  3. Know-it-all
    Yes, clearly there are some people who are simply the smartest person in any boardroom, but no one else wants to be reminded of that. In fact, some have been so busy being right that they failed to notice that they have completely alienated their entire team, and that no one wants to implement their ideas just to spite them. Rather than having the answer for everything, why not let someone else have a go?
  4. TMI
    Sharing too much information (TMI) is a tricky line to walk. Many coworkers share personal information about their kids, their hobbies, or their pets – which is great and adds to things. But some may be crossing the line when they discuss their embarrassing medical problems, share photos of their weekend drunken debauchery, or kiss and tell. Remember, this doesn’t include just the things people tell their colleagues directly, but also the things they are unfortunate enough to have to overhear when they take private phone calls at their desk.
  5. Laziness
    Nothing will drop someone off people’s favorites list faster than not pulling their weight on the team. If there is someone who is constantly the one not finishing projects, taking long lunches, napping at your desk, or doing just the bare minimum to get by, they are the lazy guy. And those who have to pick up the slack for them won’t ever be their biggest fans. Similarly but slightly different, if someone is always late — to work, to meetings, to whatever — people get tired of that, too.
  6. Complaining
    If someone is constantly moaning about the work load, the hours, the boss, the temperature of the office or the sorry state of the coffee, you can bet that their coworkers are tired of listening to it. Everyone works hard, no one wants to stay late, and yes, the coffee sucks — but no one wants to hear about it all day every day.
  7. Gossip
    Many offices run on gossip as much as they do coffee or tea, but there’s also always someone who takes it too far.  If someone is more concerned with their coworkers’ personal lives or interpersonal communications than they are with their own life and work, chances are, somebody isn’t happy about it. Best to remember to mind your own business and let everyone else get on with theirs.
  8. Too competitive
    Competition can be healthy. Seeing who’s first on the sales leaderboard or who has completed the most projects this month can be motivating and fun. But when there is someone who acts as though work is a war and there can be only one victor, they’re probably taking things too seriously and almost certainly making enemies.

I believe that no-one should ever reach a state of ‘hating’ anyone at their work place and if people simply watched out for these little things our work places would be much better and happier places, for everyone!

What other most-hated office behaviors have I overlooked?  I’d love to have your contributions in the comments below.

Thank you for reading my post. Here at LinkedIn and at Forbes I regularly write about management, technology and Big Data.

Experts: Uphill fight against age related job discrimination

Age-related discrimination in the workplace still exists 50 years after the enactment of legislation designed to prevent it, aging experts and advocates told the U.S. Equal Employment Opportunity Commission on Wednesday, June 14, 2017.

Laurie McCann, senior attorney for the AARP Foundation Litigation, said the law “should not be treated as a second-class civil rights statute providing older workers far less protection than other civil rights laws.”

McCann urged the EEOC to be more aggressive in pursuing age discrimination cases.

June 14, 2017’s  meeting was the first in a series aimed at assessing the state of age discrimination 50 years after it became illegal. During the meeting, the commissioners listened to experts and asked questions about possible solutions but there was no set plan for how to address the concerns raised.

Victoria Lipnic, acting EEOC chair, said the commission would work to “ensure opportunities are based on ability, not age.”

The agency receives about 20,000 age discrimination complaints each year, with women more likely to file them than men, she said.

“No one should be denied a job or should lose a job based on assumptions or stereotypes,” Lipnic said.

McCann said discrimination begins as early as the job search. She cited job listings that include maximum years of experience and others that require applicants to be “digital natives,” meaning the applicants grew up using technology.

Research conducted by Patrick Button, assistant professor at Tulane University, examined more than 40,000 applications or resumes sent for 13,000 job postings across the country. The positions were mostly entry-level, a type of job both young workers and older workers often try to get. On average, the resumes were identical but senior applicants, those between 64 and 66 years old, got fewer call backs. The research also found that for older women, the discrimination is more severe and it starts much earlier compared to older men.

“It seems pretty clear that our challenge as a society is to change the way in which individuals who hire, promote or fire workers think about the category of ‘older workers’ or think about the category of ‘older female workers,”’ said Commissioner Chai R. Feldblum.

Commissioner Jenny R. Yang said she was concerned about the possibility of older workers being excluded from the tech industry, which is growing rapidly. Yang cited a study that estimated that by 2020 there will be 1.4 million new tech jobs but only 400,000 skilled workers. She said older workers need technology skills to be able to be a part of that growing economy.


Just Bike it! You’ll Like It! Bike to Work and School Week: May 29-June 4, 2017

Just Bike it! You’ll Like It! Bike to Work and School Week: May 29-June 4, 2017

Smither’s resident and president of Bike to Work BC Society, Taylor Bachrach has been cycling to work for six years. “There is nothing that beats how great you feel riding your bike to work and home,” he says. “It is amazing how the stresses of the day just melt away. And you take time to notice the friendly people around you.”

Bike to Work & School Week is May 29-June 4, 2017 throughout BC.

Bachrach urges people to get on their bikes and give it a try, even if they have never done it before: “We hope they discover how enjoyable biking to get to places can be.” Choosing to bike instead of drive just one day makes a difference in our health and air quality; and you don’t need any special equipment other than a bike and helmet. There is lots of support including ICBC safety tips, and fun celebration stations.”

Teachers, parents, students, employers, and employees are encouraged to register their classes, schools, and workplaces through

“It is easy and fun,” Bachrach says. “You can join or start a team, or participate as a solo rider. If you register at, and report your trips, you will qualify for great prizes including a grand prize of an Exodus Travels dream cycling adventure for two along Croatia’s Dalmatian Coast.* For longer distances, you can always bus and bike part way. Make sure you log the kilometers you biked, to qualify for prizes and see how many calories you burned, and  kilograms of greenhouse gases you saved.”

The winner of last’s year’s Exodus grand prize, Joel Carter and his family aim to operate one vehicle in their household. Biking to work allows them to achieve this.  “I also find it difficult to find time to exercise with a busy schedule. Biking to work serves two purposes: I get some exercise; and it is a great form of transportation to and from work.”

“Cycling brings out the child in many of us and a sense of wonder – as does travel,” says Robin Brooks, marketing & PR manager for Exodus Travels, “A bike lets you travel at your own pace, has minimal environmental impact and best of all presents you with a rewarding adrenaline adventure that once finished provides an unparalleled sense of achievement,” says Brooks.

Organizers say, “You don’t need fancy clothes or an expensive bike to participate in Bike to Work & School Week, but it is important to be visible and wear a helmet. Check for ICBC’s safety tips and review the Bike Sense manual at to refresh your memory about the rules of the road and how to share the road safely with vehicles.”  More than 50 communities and regions participate in the event across BC. To join them, register at

Bike to Work BC is a not for profit society that provides resources and support to help local communities organize and hold bike to work and school events province-wide.

**all participating communities except Greater Victoria quality for the Exodus Travels grand prize

SOURCE Bike to Work BC Society

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