It’s the question asked more than any other this time of year – will we see a white Christmas?

It’s the question asked more than any other this time of year – will we see a white Christmas?

Snow on Christmas Day? Only a few guarantees in Canada

Dr. Doug Gillham


Surprisingly, for over half of Canada’s population, we’re not able to give a definitive answer about who will see snow this Christmas — even though it is just over a week away.


For most places where a white Christmas is expected, we can guarantee another white Christmas this year. That includes Nunavut, the Northwest Territories & Yukon, including Whitehorse, Yellowknife, and Iqaluit. A white Christmas is also expected across most of the interior of central and northern B.C., central and northern Alberta (including Edmonton and Fort McMurray), central and northern Saskatchewan (including Saskatoon), most of Manitoba, most of northern Ontario (including Timmins) and the lake effect snow belt regions of central Ontario (including Muskoka), central and northern Quebec and Labrador.


Historically, the south coast of B.C. has the lowest chance of seeing a white Christmas and that looks to be the case again this year. However, there will be an abundance of alpine snow during the next week, which is finally some good news for local ski areas. At this point, it looks unlikely that Vancouver or Victoria will have snow for Christmas, but one shouldn’t have to drive too far into the mountains to find snow. Also, we will continue to monitor storm tracks and temperatures later this week to see if snow levels can drop closer to sea level. The pattern immediately before Christmas hints at the potential for a Christmas miracle so we will continue to monitor this region.


While the past ten days have been frigid, the snow cover is rather thin across parts of the region. This week will bring much milder weather with many places rising above freezing for a few days and little-to-no additional snow is expected between now and Christmas. Therefore, if you currently have just a few centimetres or less on the ground across southern parts of the region, you are at risk to lose your snow before Christmas.

Regina and Winnipeg look to have more than enough snow to hold onto a white Christmas. However, while Calgary has more snow on the ground, there is a higher risk for this snow to melt with temperatures rising well above freezing this week.


At this point, a white Christmas looks unlikely for most of the region (outside of the lake effect snow belt areas), including Windsor, Toronto, Hamilton, and Niagara. This region will see some very cold weather and some snow during the middle of this week, but much milder weather is on the way for the weekend and early next week. It is still possible that the cold weather holds on longer than expected or that we get a pre-Christmas surprise, but hope for a white Christmas is fading across this region. Of course, a milder pattern before Christmas is great news for travel and for last-minute shopping.


The Ottawa area finally has a solid snow cover with some additional snow expected this week. However, we will have to closely monitor temperatures early next week. If temperatures overachieve, then the snow is at risk to melt by Christmas. Also, the snow depth decreases to the south and east and areas towards the St. Lawrence have a higher risk of losing their snow before the 25th. The Montreal area currently has bare ground but with some potential to pick-up a few centimetres this week. However, it may not be enough to survive milder weather early next week.


Most of this region (except for parts of northern New Brunswick, western Newfoundland and Labrador) has little-to-no snow on the ground as of the start of this week after record warmth and heavy rain over the weekend. However, a more wintry pattern is expected this week and several systems will impact the region between now and Christmas. A white vs. green Christmas will come down to the exact storm track of systems late this week and into early next week.

Source: Weather Network

ILScorp Offices Closed During Holiday Season 2019

ILScorp Offices Closed During Holiday Season 2019

To our Customers, Business Associates, and Friends: From All of us at ILScorp we wish you peace and happiness this Holiday Season.

Our thoughts turn gratefully to those who have made our progress possible, and in the spirit, we say, sincerely, Thank YOU! and may your New Year be pleasant and prosperous!

Please note Monday, December 23 through to Friday, December 27, 2019; the ILScorp offices will be closed for company holidays.

We are back in the office on Monday, December 30th.

Our Daily and Weekly news service ILSTV returns to your inbox on Jan 6th, 2020. For Breaking news, please follow us at

We hope that you can enjoy the holidays with loved ones wherever you are celebrating!

Happy Holidays!


Need help? Here are some answers to frequently asked questions.


How do I retrieve my username and password for my insurance courses?

If you have forgotten your username or password simply:

  1. Go to
  2. Click on ‘Forgot Password?’ under the log-in boxes
  3. Enter your email that we currently have on file for you
  4. If this method is unsuccessful, call our customer service reps at 1-800-404-2211 and we will assist you.

I’ve logged in and all I see is  ‘No Courses Found’.

Why can’t I see my courses?

ILScorp courses are available for a specific amount of time from the date of purchase; your course(s) subscription may have expired. CE course subscriptions and individual courses are available for 6 months from the date of purchase, with an unlimited amount of access. If you log into your ILScorp profile and do not see any courses listed under the “My Courses” tab, you can renew/purchase your course subscription from the ILScorp Course Catalog, or by choosing your subscription category here. Once your purchase is complete, you will have immediate access to your courses.

How do I register for more online insurance courses?

To renew your subscription or register for a licensing course simply:

  1. Go to
  2. Do not log in – find the course you wish to take off the homepage and click ‘Buy Now’
  3. If you are a returning user – enter your current username/password – click ‘Sign In’ (Do not make a new account)
  4. If you are a new user – create a new account and fill in all applicable information – click ‘Submit Information’
  5. Enter your credit card information as it appears on your billing statement

Visit or FAQ page to see more. HAPPY HOLIDAYS!! See you in 2020.

Want daily and weekly breaking insurance news, company news, financial reports, road safety, recipes, and more.

Sign up for our free daily or weekly newsletter at under subscribe to our newsletter.

Tips from RSA Insurance: Are your clients ready to host a holiday party?

Tips from RSA Insurance: Are your clients ready to host a holiday party?

Help your clients keep their holiday parties from getting out of hand with our new tip sheet, and make sure everyone gets home safely.

Setting is everything

Choose the right place for your party
When choosing the venue, consider if it can safely accommodate the number of people attending the party. Cordon off areas that don’t need to be part of the event to reduce the risk of damage.

Coat check

Run a coat check service for people’s jackets and handbags so that guests don’t lose valuable belongings. It will also reduce the risk of guests tripping overcoats and jackets that may be otherwise left on the floor or on the backs of chairs.

Registration on arrival

Ensure staff members and their guests register when they arrive at the event before they get their drink tickets. Doing so will make sure that all guests are accounted for, that the correct number of people are admitted and that no non-staff members sneak in unnoticed.

Sensible table decor

Make sure that tables are decorated appropriately and that there are no open flames present, e.g., no candles on tables.

Food & drink

Serve plenty of non-alcoholic options
Offer unlimited, free non-alcoholic beverages—including juices, mocktails, coffee and tea—to encourage less drinking. And don’t forget water!

Are your servers certified?

Ensure that your servers are licensed to serve alcohol so they understand not to over-serve guests and how to recognize people who have had enough to drink.

Have lots of food around, too

Drinking on an empty stomach multiplies the effects of alcohol—so food is a sure way to reduce risk. Just be sure to respect food allergies and intolerances!

Ensure your staff members drink responsibly

Limit the amount of alcoholic drinks by distributing tickets, and avoid having a self-serve bar. Put up reminders around the venue to drink responsibly. Or, consider hiring a professional bartender to guard against over-serving.

Best behaviour

Set clear rules about the use of cannabis
As with alcohol, you’ll need to reinforce your company’s policies around cannabis and communicate any smoking (including vaping) rules of the venue itself. Remind employees not to drive impaired by either drugs or alcohol.

Make arrangements for safe transportation

Reduce the risk of drinking and driving: consider reimbursing employees for their transportation costs, appointing voluntary designated drivers or hiring a fleet of cabs.

Remind attendees about the essentials

Send out an email the day before the party to remind everyone that this will be an office party—it’s still considered a workplace event, so they are expected to behave responsibly and take cabs back home.

Edited for ILSTV

For more resources, please visit

Canada Day Trivia, How Would You Score?

  1. Canada is a bilingual country, yet there is only one officially bilingual province. Name it.
  2. What year was the “loonie” introduced?
  3. What year was the “toonie” introduced?
  4. How many times zones are there across Canada?
  5. Which province is the country’s largest producer of maple syrup?
  6. What year did Newfoundland’s name officially change to include Labrador?
  7. Name the two national sports of Canada.
  8. True or false: Canadian forests account for 10% of all forest coverage worldwide.
  9. The world’s first UFO landing pad is in this province. (Build it and they will come?) Name the province. Bonus points if you know the town’s name too!
  10. How many Olympics has Canada hosted?

  1. Canada is a bilingual country, yet there is only one officially bilingual province. Name it.
    New Brunswick (source: The Office of the Commissioner of Official Languages For New Brunswick)
  2. What year was the “loonie” introduced?
    1987 and give yourself an extra point if you knew it has an eleven-sided shape. (source: Royal Canadian Mint)
  3. What year was the “toonie” introduced?
    1996. (source: Royal Canadian Mint) Plus, if you ever visit Panama, you’ll notice that their one dollar coin (the Balboa) looks a whole lot like our toonie. That’s because it was produced by the Royal Canadian Mint.
  4. How many times zones are there across Canada?
    6 (source: Citizenship & Immigration Canada)
  5. Which province is the country’s largest producer of maple syrup?
    Quebec (source: Citizenship & Immigration Canada)
  6. What year did Newfoundland’s name officially change to include Labrador?
    2001 (source: Citizenship & Immigration Canada)
  7. Name the two national sports of Canada.
    Ice hockey, the official winter sport and lacrosse, the official summer sport. (source: Canadian Heritage)
  8. True or false: Canadian forests account for 10% of all forest coverage worldwide.
    True (source: Natural Resources Canada
  9. The world’s first UFO landing pad is in this province. (Build it and they will come?) Name the province. Bonus points if you know the town’s name too!
    St. Paul, Alberta
  10. How many Olympics has Canada hosted?
    Three: Montreal (1976), Calgary (1988) and Vancouver (2010).

It’s just not Canada Day without some Canadian trivia, and has you covered.


No Fun In The Sun: Increasing Number Of Professionals Can’t Unplug On Vacation

Key Findings:

– Majority of workers (56 percent) connect with the office during break
– Professionals in New York, Charlotte, Los Angeles, Miami and Seattle check in the most; Cleveland and Minneapolis the least
– Seven in 10 millennials check in with the office, while majority of workers ages 55 and older fully disconnect on holiday
– Employees plan to take an average of 9 days off this summer, down from 10 in 2017

Summer is typically when workers take time off to relax and recharge. But just because employees take vacation days doesn’t mean they’re completely checking out, according to a new survey from staffing firm Accountemps. While 44 percent typically don’t check in at all with the office, the majority will. In fact, 70 percent of respondents ages 18 to 34 will maintain some contact with work compared to only 39 percent of those ages 55 and older.

Professionals plan to take an average of nine vacation days this summer, but the frequency of office check-ins varies by market. Here are highlights among the 28 cities included in the poll:

  • Never out of office: Nashville, Dallas and Los Angeles lead in terms of the number of workers who plan to take no summer vacation.
  • Checking in constantly: Employees in New York, Charlotte, Los Angeles, Miamiand Seattle are most likely to connect with the office at least several times a week.
  • Leaving town and never looking back: Professionals in Cleveland, Minneapolis, Denver, Philadelphia and Salt Lake City are best at disconnecting from work while out of office.

View an infographic of workers’ summer vacation habits by city. Data tables of the research by age and gender are also available.

Findings from similar surveys show employees are more connected to the office than ever: In 2016, a majority of workers (59 percent) said they never check in while on vacation; that number fell to 47 percent in 2017 and 44 percent this year.

Michael Steinitz, executive director for Accountemps, gives insight into the trend. “Employees need time away from work to rest, relax and recharge. Yet for an increasing number of people, totally disconnecting from the office can have the reverse effect and add stress,” he said.

“Some workers enjoy greater peace of mind when they allow themselves to check in a few times — but not much more than that — while on vacation,” Steinitz added. “Doing so confirms that all is well, which allows them to stop worrying and focus on relaxing instead.”

About the Research
The survey was developed by Accountemps and conducted by an independent research firm. It includes responses from more than 2,800 workers in 28 U.S. markets.

About Accountemps
Accountemps, a Robert Half company, is the world’s first and largest specialized staffing service for temporary accounting, finance and bookkeeping professionals. The staffing firm has 325 locations worldwide. More resources, including job search services and the company’s blog, can be found at


SOURCE Accountemps

It’s Spring break time for ILSTV News

It’s Spring break time for ILSTV News

Spring break is now upon us, and we will return on April, 2nd.

Until then, all of us at ILSTV wish all of our readers a safe and happy spring break!

Please remember to visit our website for major industry news that may break while we’re away.

For subscribers to the ILSTV insurance industry newsletter, your daily dose of Canadian insurance news returns to your inbox on Tuesday, April 2nd.

Get free and instant access to the day’s news with the ILSTV Daily Newsletter, or receive email updates every Friday with a five-day insurance news overview with the ILSTV Weekly Newsletter. Sign up here: Newsletter Sign Up

You can also register for our insurance training programs online, anytime, at

Subscribe To Our Newsletter

Join our mailing list to receive the latest news and updates from ILSTV

You have Successfully Subscribed!

Pin It on Pinterest