More than half of Canadians would choose additional vacation time over a raise

TORONTO, Feb. 3, 2020 /CNW/ – Travel is top of mind for Canadians this year! A recent survey by revealed that 57% of Canadians would rather take more vacation time than an equivalent pay increase. In fact, 26% of Canadians plan to take four weeks or more of vacation time in 2020.

“Not only are Canadians prioritizing time off over salary increases,” says Claire Sweeney, VP of Marketing and shopping expert at, “57% don’t consider it a vacation unless they travel somewhere.”

How Canadians Are Saving
Saving for travel is a priority. 78% of Canadians save up for travel, in fact over half (51%) of Canadians budget for travel in lieu of other personal expenses. This is particularly true for Canadians under 35 with a whopping 84% stating they ensure to save for travel.

Planning your Next Trip
With the focus on budgeting for travel, it’s no wonder two-thirds of Canadians start planning their trip two or more months in advance. Most Canadians (66%), book their vacations online with over half (52%) using to book their trips.

How Canadians Vacation
Road trips top the list for leisure escapes this year (35%) followed by beach vacations (32%) and all-inclusive resorts (24%). More than a third (34%) of Canadians under 35 are leaning towards an adventure vacation – a complete 180 from beach lounging and buffets. Canadians in British Columbia were the most likely to staycation (24%) while those in Alberta were the least likely (11%).

Most Canadians are likely to travel with others. 56% list their significant other as their travel partner compared to the 22% who prefer a solo adventure.

Travel Perk: Cash Back and Points
Canadians are savvy shoppers when booking trips. 53% expect to get Cash Back on their travel purchases while 49% expect points and miles. has partnered with over 100 travel retailers from airlines to hotels, and vacation booking sites to offer members Cash Back and discounts on all their travel needs.

About the survey The Rakuten Canada survey was conducted online by Ignite Lab, a Toronto-based survey consultancy specializing in retail, travel and technology segments, in January 2020 with a nationally representative sample of 1,000 Canadians. A sample of this size is accurate to within +/-3 percentage points, 19 times out of 20.

About is a leading e-commerce company that provides free membership for deals, rewards and Cash Back to its over 5 million Canadian members – and counting. Since launching in 2012, has helped Canadians earn over $70 million in Cash Back at over 750 of their favourite top-name retailers. headquarters are located in North York, Ontario, and is proudly built by Canadians, for Canadians. For more information, visit


Merry Christmas! ILScorp & ILSTV is taking a short holiday break

Merry Christmas! ILScorp & ILSTV is taking a short holiday break

Merry Christmas! ILScorp is taking a short break: We’ll be back Monday, Dec 30th, ready to take your calls, answer your questions and register you for online insurance programs. You can reach us from 8 a.m. – 5  p.m. Pacific Standard Time.

ILScorp’s holiday hours below (PST)

Monday, Dec 23:Closed

Tuesday, Dec 24: Closed 

Wednesday, Dec 25: Closed Christmas Day

Thursday, Dec 26: Closed Boxing Day

Friday, Dec 27: Closed 

Regular hours resume on Dec 30th

Wednesday, Jan 1: Closed New Years Day

You can also register for our insurance training programs online, anytime, at

*Monday, Dec 30th ILStv will be up-dating insurance news. And for subscribers to the ILSTV insurance industry newsletter, your daily and weekly, dose of Canadian insurance news returns to your inbox on Jan 7, 2019.

From our family at ILScorp to yours have a very Merry Christmas and Happy New Year, everyone!

Christmas in Canada

Many Christians in Canada mark the birth of Jesus Christ on December 25, which is known as Christmas Day. It is a day of celebration when many Canadians exchange gifts and enjoy festive meals.

Holiday party

What do people do?

Many Canadians have a day off work on December 25 and many spend the day with close relatives or friends. It is customary to exchange gifts, enjoy a special festive meal and, perhaps, attend a special church service. However, some people, particularly in Quebec, do some or all of these things on Christmas Eve as well as, or instead of, on Christmas Day.

The traditions centered on Christmas gifts in Canada vary a lot between families. In some families, a mythical figure called Santa Claus brings gifts. He travels on a sleigh pulled by reindeer, enters homes via the chimney and leaves presents and candy in Christmas stockings or in a pile under the Christmas tree. In other families, individual members exchange carefully selected gifts. Popular gifts are toys, games and candy for children and clothes, music, alcohol and practical or luxury items for adults. Canadians may open their presents on Christmas Eve after a special church service or during the morning or after lunch on Christmas Day.

Some people consume large quantities of food and drinks on Christmas Day. The day may start with a cooked breakfast, such as ham and eggs or pancakes. Lunch is often a very large meal with a stuffed or dressed roast turkey, potatoes, a selection of vegetables and cranberry sauce and gravy to add flavor. After the savory part of the meal, plum or Christmas pudding is traditionally eaten. Some families also eat a large evening meal, perhaps based around a leg of pork or ham, or re-heat the leftovers from the lunch. During the day, many types of sweet and savory snacks are served, including candy, oranges or mandarins, nuts and butter tarts or shortbread.

Public life

Christmas Day is a national public holiday in Canada. Schools, post offices and many businesses and organizations are closed on Christmas Day. Some stores may be open. Many public transport services are closed or offer a reduced service. When Christmas Day falls on a Sunday or Saturday that is a non-working day, workers are entitled to a holiday with pay on the working day immediately preceding or following the general holiday.


Many Christians celebrate the birth of Jesus of Nazareth in Bethlehem on December 25, although the true date and year of his birth is unclear. The tradition of celebrating his birth at the end of December may come from the widespread European tradition of celebrations around the winter solstice. Christians who follow the Eastern Orthodox tradition celebrate the birth of Jesus on January 7, while it is marked on January 6 by the Armenian Apostolic Church.


There are many symbols of Christmas. These include images of baby Jesus and the Holy family in the stable, stars and Christmas trees. Another important symbol of Christmas is Santa Claus. This is a mythical figure with origins in European, particularly British, Dutch and German, cultures. He is a jolly man who wears a red suit, has a long white beard, lives at the North Pole and travels in a sleigh pulled by reindeer. On Christmas Eve, he travels to the homes of children and leaves them presents in Christmas stockings or under the Christmas tree.

The North American Aerospace Defense Command (NORAD), which monitors and controls the aerospace above the United States and Canada, even “monitors” Santa’s movements during November and December. Images and models of Santa Claus and actors playing his role can be seen in many places in the lead up to Christmas.

Twelve Days of Christmas Scams

Christmas is quickly approaching, and although the holiday is associated with cheer and generosity, scammers are in full force, ready to take advantage of unwary individuals who can be easily duped.

In the spirit of the popular holiday tune, Better Business Bureau wants people to be aware of the 12 scams of Christmas. These frauds and cons are common during the holiday season, and being alert can save clients from the negative repercussions of these frauds during the otherwise jolly holiday season.

Click through the following slides for Better Business Bureau’s 12 Days of Christmas Scams.

On the twelfth day of Christmas, a scammer gave to me:

Twelve malware e-cards

During the holidays, people love to spread the cheer, sometimes in the form of holiday e-cards. But viruses and malware often travel in e-mail attachments or links.

Better Business Bureau advises deleting e-mails from people whose names you don’t recognize. When in doubt, delete the e-mail or e-card. It is better to take caution than to fall victim to a corruptive virus.

Eleven stranded grandkids

Family is important, especially around the holidays. Scammers, however, can take advantage of this, utilizing what the Better Business Bureau characterizes as the “classic grandparent scam.”

If someone calls or sends an email pretending to be a grandchild, relative or friend, claiming they were robbed or harmed overseas, asking for money, check to verify that it is true before taking action.

Ten counterfeit gifts

Everybody likes a good deal, but low prices on luxury goods almost always means that the product is a cheap counterfeit.

Be careful while holiday shopping this year, especially online. Counterfeit transactions are illegal and harmful for brand owners and can leave customers dissatisfied.

Make sure that you purchase goods from a credible merchant. Read our article Safety Tips for Cyber Monday for online shopping strategies.

Nine pockets picked

Cold weather means bundling up. But with some of the extra padding of a puffy coat, we may not notice pickpockets who are willing to take advantage of the situation.

While out and about this holiday season, keep your purse or wallet secure. Better Business Bureau also warns against putting shopping bags down, even for a moment. Experienced thieves are waiting for the perfect moment to snatch up any valuables.

Eight stolen gift cards

Gift cards can be the perfect gift: easy to buy and are usually a big hit with recipients. However, make sure that you are purchasing gift cards from a reputable dealer.

Scammers can sell you a card and use the funds, even before you have the chance to give the card as a gift, the Better Business Bureau claims.

Seven fake coupons

Buying so many gifts during the holiday season, it is no surprise that many look to coupons to save a little cash, but Better Business Bureau suggests that people use caution when downloading coupons.

A retailer’s website is the best place to find coupons, and be wary particularly if a website asks for personal information.

Six Santa scammers

Receiving a letter from Santa Claus can be the highlight of the Christmas season for a young child, but these websites could put you at risk for identity theft.

Before entering any personal information, verify that the site is real, and not just gathering data to commit fraud.

Five fake charities

The Christmas season is about generosity, and many charities thrive on end-of-the-year giving as part of their annual income.

Although Better Business Bureau encourages charity, be careful when giving this holiday season. Scammers set up fake charities that have names that often sound legitimate or are similar to popular charities. Verify the organization before you make a charitable donation this Christmas.

Four bogus websites

For those who do not know what to look for, it can be almost impossible to differentiate a real website from a bogus one.

It is easy for a hacker to mimic a real website. A red flag is if a website reads “http” in the address bar instead of the more secure “https.” Additionally, if contact information is not listed, or they are asking for a payment by wire or money card, look for verification that the website is not a fraud.

Three travel scams

Travelling during the holidays can get pricey, so airfare bargains can be tempting. But this is just another way that scammers can take advantage of unsuspecting travellers.

Be cautious when booking travel through an advertisement online, and never wire money to someone you do not know. Using trusted travel agencies or websites recommended by friends and family members can ensure that you will not fall victim to travel scams.

Two phony loves

Everyone wants someone special to share a kiss under the mistletoe or as the ball drops on New Year’s. But for those looking for love online, the holidays are a prime time for scams.

Be careful when finding an online sweetheart, especially with an online match that that gets cozy too fast and asks for money, the Better Business Bureau warns.

… And a totally fictitious puppy

There may be no better gift than a cute and cuddly puppy, but be careful when buying a pet online.

Scammers take advantage of those who want to give puppies for the holidays. Sometimes these puppies can come from puppy mills, and could have serious health problems. Other scams could involve paying for the pet online, but never receiving the puppy because it was all a scam.

If you decide to give man’s best friend for Christmas, find a reputable breeder or local rescue league to avoid being burdened by an online con.

Excerpted article by Hannah Bender, PropertyCausualty360


It’s the question asked more than any other this time of year – will we see a white Christmas?

It’s the question asked more than any other this time of year – will we see a white Christmas?

Snow on Christmas Day? Only a few guarantees in Canada

Dr. Doug Gillham


Surprisingly, for over half of Canada’s population, we’re not able to give a definitive answer about who will see snow this Christmas — even though it is just over a week away.


For most places where a white Christmas is expected, we can guarantee another white Christmas this year. That includes Nunavut, the Northwest Territories & Yukon, including Whitehorse, Yellowknife, and Iqaluit. A white Christmas is also expected across most of the interior of central and northern B.C., central and northern Alberta (including Edmonton and Fort McMurray), central and northern Saskatchewan (including Saskatoon), most of Manitoba, most of northern Ontario (including Timmins) and the lake effect snow belt regions of central Ontario (including Muskoka), central and northern Quebec and Labrador.


Historically, the south coast of B.C. has the lowest chance of seeing a white Christmas and that looks to be the case again this year. However, there will be an abundance of alpine snow during the next week, which is finally some good news for local ski areas. At this point, it looks unlikely that Vancouver or Victoria will have snow for Christmas, but one shouldn’t have to drive too far into the mountains to find snow. Also, we will continue to monitor storm tracks and temperatures later this week to see if snow levels can drop closer to sea level. The pattern immediately before Christmas hints at the potential for a Christmas miracle so we will continue to monitor this region.


While the past ten days have been frigid, the snow cover is rather thin across parts of the region. This week will bring much milder weather with many places rising above freezing for a few days and little-to-no additional snow is expected between now and Christmas. Therefore, if you currently have just a few centimetres or less on the ground across southern parts of the region, you are at risk to lose your snow before Christmas.

Regina and Winnipeg look to have more than enough snow to hold onto a white Christmas. However, while Calgary has more snow on the ground, there is a higher risk for this snow to melt with temperatures rising well above freezing this week.


At this point, a white Christmas looks unlikely for most of the region (outside of the lake effect snow belt areas), including Windsor, Toronto, Hamilton, and Niagara. This region will see some very cold weather and some snow during the middle of this week, but much milder weather is on the way for the weekend and early next week. It is still possible that the cold weather holds on longer than expected or that we get a pre-Christmas surprise, but hope for a white Christmas is fading across this region. Of course, a milder pattern before Christmas is great news for travel and for last-minute shopping.


The Ottawa area finally has a solid snow cover with some additional snow expected this week. However, we will have to closely monitor temperatures early next week. If temperatures overachieve, then the snow is at risk to melt by Christmas. Also, the snow depth decreases to the south and east and areas towards the St. Lawrence have a higher risk of losing their snow before the 25th. The Montreal area currently has bare ground but with some potential to pick-up a few centimetres this week. However, it may not be enough to survive milder weather early next week.


Most of this region (except for parts of northern New Brunswick, western Newfoundland and Labrador) has little-to-no snow on the ground as of the start of this week after record warmth and heavy rain over the weekend. However, a more wintry pattern is expected this week and several systems will impact the region between now and Christmas. A white vs. green Christmas will come down to the exact storm track of systems late this week and into early next week.

Source: Weather Network

ILScorp Offices Closed During Holiday Season 2019

ILScorp Offices Closed During Holiday Season 2019

To our Customers, Business Associates, and Friends: From All of us at ILScorp we wish you peace and happiness this Holiday Season.

Our thoughts turn gratefully to those who have made our progress possible, and in the spirit, we say, sincerely, Thank YOU! and may your New Year be pleasant and prosperous!

Please note Monday, December 23 through to Friday, December 27, 2019; the ILScorp offices will be closed for company holidays.

We are back in the office on Monday, December 30th.

Our Daily and Weekly news service ILSTV returns to your inbox on Jan 6th, 2020. For Breaking news, please follow us at

We hope that you can enjoy the holidays with loved ones wherever you are celebrating!

Happy Holidays!


Need help? Here are some answers to frequently asked questions.


How do I retrieve my username and password for my insurance courses?

If you have forgotten your username or password simply:

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Why can’t I see my courses?

ILScorp courses are available for a specific amount of time from the date of purchase; your course(s) subscription may have expired. CE course subscriptions and individual courses are available for 6 months from the date of purchase, with an unlimited amount of access. If you log into your ILScorp profile and do not see any courses listed under the “My Courses” tab, you can renew/purchase your course subscription from the ILScorp Course Catalog, or by choosing your subscription category here. Once your purchase is complete, you will have immediate access to your courses.

How do I register for more online insurance courses?

To renew your subscription or register for a licensing course simply:

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  4. If you are a new user – create a new account and fill in all applicable information – click ‘Submit Information’
  5. Enter your credit card information as it appears on your billing statement

Visit or FAQ page to see more. HAPPY HOLIDAYS!! See you in 2020.

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