$100,000 Non-Pecuniary Assessment for Thoracic Outlet Syndrome

Today’s guest post comes from B.C. injury claims lawyer Erik Magraken

Adding to this site’s archived damage assessments for thoracic outlet syndrome, reasons for judgment were released today by the BC Supreme Court, Vancouver Registry, assessing damages for such an injury.

In today’s case (Sharma v. MacDonald) the Plaintiff was involved in a 2013 collision that the Defendant accepted fault for.  The Plaintiff suffered a variety of injuries the most serious of which was thoracic outlet syndrome.  The symptoms lingered to trial and were expected to cause some ongoing limitations.  In assessing non-pecuniary damages at $100,000 Madam Justice Maisonville provided the following reasons:

[198]     …I find that the defendants are responsible for the plaintiff’s neck, back, and arm issues.  In my view, the plaintiff has established on a balance of probabilities that she suffers from thoracic outlet syndrome, as concluded by Dr. Hawkeswood, and that this injury was caused by the defendants’ negligence.

[199]     With respect to anxiety, I accept that the plaintiff suffers from anxiety in relation to driving…

[203]     Regarding non-pecuniary damages, I find that the plaintiff enjoyed a full life before the Accident and had no issues with respect to her neck and back.  Nor did she have a tingling feeling in her arm or numbness of her right arm.

[204]     I find that, as she testified, the plaintiff did not have to rest after having performed her regular activities. I also find that she did not experience headaches or low mood symptoms prior to the Accident.

[205]     I do find, however, that the plaintiff has been steadily improving.  I note that she enjoys playing basketball.  I note that she now works without significant limitations.  I note that she has gone back to a number of her pre-Accident activities.  She is not as socially isolated now that she has returned home from Edmonton.

[206]     I accept that the plaintiff still suffers from numbness and tingling feelings in her right arm, and from some neck and back pain.  However, the pain she has now is not like the pain immediately following the Accident.  The plaintiff is able to work to the extent she testified to.  While I appreciate that she must rest afterward, she is not disabled from working.

[217]     In all of the circumstances, I award the plaintiff $100,000 in non-pecuniary damages.

An expert weighs in on the high insurance rates in Peel

by Radhika Panjwani

A recent survey by the insurance company reveals among other thingsBrampton has the sixth highest frequency of collision claims per 100 cars within the last two years.

Ontario was the only province to report an overall increase in its collision frequency rate – up 4.7 per cent over last year.

So, how do the results of the survey impact insurance rates? We asked an expert.

Here’s Q/A with Dave Pereira, agency manager, from Allstate Canada

Q. Brampton has some of the highest insurance rates in the country, how do the results of the survey tie into that?

DP. Rising insurance rates are an industry-wide trend that is not connected to the findings of this study. However, rising collision rates and rising claim costs do often trigger the need for higher insurance premiums. But there are also many other factors that go into determining rates. For example, Allstate Canada looks at the claims and driving history of an individual, as well as factors such as the make and model of the vehicle to determine the cost of an insurance premium.

Q. What’s the insurance rate in for instance Hanmer, Ont. which ranks #1 in the list? Have they increased substantially?

DP. The cost of car insurance depends on many factors, including the experience level and driving history of the driver, types of coverage you want included in your policy and the kind of car you drive. One of the best ways to keep your rates lower is by driving safely and avoiding any traffic violations and collisions. Speeding tickets, impaired and distracted driving charges, and collisions will most likely result in higher premiums.

Q. How does this year’s survey compare to say last year’s?

DP. While the 2017 Safe Driving Study can tell us a lot about overall trends, we cannot draw direct comparisons to the previous year’s study. The 2017 Safe Driving Study spans a 24-month period beginning July 1, 2015, through June 30, 2017. What we can offer is a comparison to data from July 1, 2013, through June 30, 2015.

Q. What are some of the things that jump off from this survey. What do the numbers reveal?

DP. The most notable finding from this year’s study is that while we’ve seen improvements in some regions across Canada, collisions continue to rise, with a 2.5 per cent increase in the national collision frequency rate over the previous period. This shows there is still a lot of work to be done to reduce collisions as we head into the year’s most dangerous driving season – winter.

While the data does not tell us why this trend is continuing, we believe it’s important to share the trends we are seeing to help encourage a national conversation about what it means to be a safe driver.

Q. How was the data for the survey compiled?

DP. Allstate Canada researchers analyzed collision claims data and policy claims data from its customers to determine the safest communities based on the frequency and severity of collisions. The study spans a 24-month period beginning July 1, 2015, through June 30, 2017, and also offers a comparison to the data from July 1, 2013, through June 30, 2015. Two-year periods were chosen to provide a larger sample for more meaningful analysis.

To ensure the data provides a realistic outlook of what is happening on the roads, only communities with at least 1,000 cars insured by Allstate Canada during the 24-month period were included in the study. This year, 93 communities in Alberta, New Brunswick, Nova Scotia and Ontario were included.

Crawford & Company (Canada) Inc. Grows Cyber Practice in Canada

Press Release:

TORONTO (November 27, 2017) – Crawford & Company (Canada) Inc. today announced that it has grown its global cyber practice with the addition of Neal Jardine, cyber practice leader, Canada. With the ever increasing risk of cyber-attacks and data breaches worldwide, and as part of a larger global cyber practice, Crawford & Company’s® established and effective cyber program is comprised of more than 100 accredited incident managers and adjusters throughout the world. As the sole cyber loss management partner for a number of international insurer clients and corporations, Crawford is a leading cyber claim management expert for the marketplace.

As a seasoned senior general adjuster with Crawford’s Global Technical Services (GTS®) division, Neal Jardine has more than a decade of experience, both domestically and internationally, adjusting property and casualty claims, including cyber losses. Leveraging his experience as a professional loss adjuster and academic credentials in computer science, Jardine possesses a unique set of skills and knowledge to effectively mitigate cyber losses. His technical understanding of network architecture, data management systems and their supporting technologies enables him to identify risks and best respond to client needs following a cyber incident.

“We are fortunate to be able to leverage Crawford’s global cyber team to bring to the Canadian market proven best practices in our cyber incident response model,” said Paul Hancock, vice president, Global Technical Services (GTS®), Canada. “Neal is well placed to develop our Canadian practice and access the technical resources of the delivery model.”

More details of Crawford’s global cyber risk program are available on the company’s website. For more information, contact Neal Jardine, Senior General Adjuster / Cyber Practice Leader Tel: 416.957.5040 Email: Neal.Jardine@crawco.ca For media inquiries, please contact: Gary Gardner, Senior Vice President Global Client Development Tel: 416.957.5019 Email: Gary.Gardner@crawco.ca About Crawford® Based in Atlanta,

Crawford & Company (NYSE: CRD‐A and CRD‐B) is the world’s largest publicly listed independent provider of claims management solutions to insurance companies and self‐insured entities with an expansive global network serving clients in more than 70 countries. The Company’s two classes of stock are substantially identical, except with respect to voting rights and the Company’s ability to pay greater cash dividends on the nonvoting Class A Common Stock (CRD-A) than on the voting Class B Common Stock (CRD-B), subject to certain limitations. In addition, with respect to mergers or similar transactions, holders of CRD-A must receive the same type and amount of consideration as holders of CRD-B, unless different consideration is approved by the holders of 75% of CRD-A, voting as a class.

More information is available at www.crawfordandcompany.com.

Mississauga Campus: November 30th – Insurance Specialist Info Session

Mississauga Campus: November 30th – Insurance Specialist Info Session

Insurance Specialists help provide peace of mind. Learn how you can be a part of this fascinating industry on November 30th at the triOS College Mississauga Campus!

Hear from special guest speakers and find out how you can start a career in insurance.

Date: Thursday, November 30th
Time: 12pm – 1:30pm
Location: Mississauga Campus – 55 City Centre Drive, 2nd Floor

– Hear from industry experts
– Meet with instructors
– Tour the facility
– Learn about hiring trends
– Get information about upcoming start dates

Don’t wait. Register now!

Email: info@triOS.com or call 905-949-4955

We look forward to seeing you there!

Source: www.trios.com

This year’s ‘Waterloo Area’s Top Employers’ are announced

With its rich history of reinvention and innovation, the Waterloo area has long punched above its weight when it comes to exceptional employers.  This year’s list of Waterloo Area’s Top Employers, released today, showcases the organizations that lead their industries in creating forward-thinking workplaces and progressive HR policies.


“Today, the Waterloo area is an integral part of Canada’s technology corridor,” says Richard Yerema, Managing Editor of the Canada’s Top 100 Employers project, which manages the Waterloo competition. “But in the early days, many of these winners started in incubators affiliated with local universities. The region has a history of reinvention and innovation, and has nurtured the development of the high-tech industry, just as it has done for other industries before.”

This year’s list of winners includes familiar names such as Economical Insurance, OpenText and University Waterloo — as well as first-time winner Sleeman Breweries, singled out for its generous employee tuition subsidies and student co-op programs.  Also making the list is Toyota Motor Manufacturing, a long-time advocate of allowing employees to enjoy more time-off early in their careers, offering up to 19 days of paid vacation after an employee’s first year on the job.

Now in its 11th year, Waterloo Area’s Top Employers is a special designation that recognizes employers in Kitchener-Waterloo and the Guelph area that lead their industries in offering exceptional places to work.  Employers were evaluated by the editors at Canada’s Top 100 Employers using the same criteria as the national competition: (1) Physical Workplace; (2) Work Atmosphere & Social; (3) Health, Financial & Family Benefits; (4) Vacation & Time-Off; (5) Employee Communications; (6) Performance Management; (7) Training & Skills Development; and (8) Community Involvement. Employers are compared to other organizations in their field to determine which offer the most progressive and forward-thinking programs. The annual competition is open to any employer with its head office in the Kitchener-Waterloo or Guelph area; employers of any size may apply, whether private or public sector.

Founded in 1992, Mediacorp Canada Inc. is the nation’s largest publisher of employment periodicals. Since 1999, the Toronto-based publisher has managed the Canada’s Top 100 Employers project, which includes 18 regional and special-interest editorial competitions that reach over 13 million Canadians annually through a variety of magazine and newspaper partners. Mediacorp also operates Eluta.ca, the largest Canadian job search engine, which includes editorial reviews from the Canada’s Top 100 Employers project and is used by almost 7 million users each year. Together with Willis Towers Watson, Mediacorp also hosts the Top Employer SummitCanada’s largest conference for senior-level HR professionals.

The full list of Waterloo Area’s Top Employers for 2018 is attached. Detailed reasons for selection with hundreds of additional stories and photos were released on the competition homepage this morning.  The winners are also featured in a special online feature published by the Guelph Mercury Tribune today and in a special print and online feature that will be published by the Waterloo Region Record tomorrow.

Waterloo Area’s Top Employers
2018 Winners

Allianz Global Assistance, Kitchener
Centre for International Governance Innovation, The, Waterloo
Crawford & Company (Canada) Inc., Kitchener
D2L Corporation, Kitchener
Economical Insurance, Waterloo
Equitable Life Insurance Company of Canada, The, Waterloo
eSentire Inc., Cambridge
Farm Mutual Re, Cambridge
Gore Mutual Insurance Company, Cambridge
Intelligent Mechatronic Systems Inc. / IMS, Waterloo
Novocol Pharmaceutical of Canada, Inc., Cambridge
OCAS Application Services Inc., Guelph
Ontario Teachers Insurance Plan, Waterloo
OpenText Corporation, Waterloo
Reid’s Heritage Group of Companies, Cambridge
Sleeman Breweries Limited, Guelph
TextNow Inc., Waterloo
Toyota Motor Manufacturing Canada Inc. / TMMC, Cambridge
University of WaterlooWaterloo
Waterloo North Hydro Inc., Waterloo

SOURCE Mediacorp Canada Inc.

Insurance company will allow up to a year off for parents, six months of which will be on full basic pay, regardless of gender

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