Summer Holiday Schedule for ILSTVNews Canada’s Source For Insurance Professionals

Summer Holiday Schedule for ILSTVNews Canada’s Source For Insurance Professionals

ILSTVNews Canada’s Source For Insurance Professionals is taking this coming summer off to spend time with loved ones, family and friends. For subscribers to the ILSTV Insurance Industry Newsletter, your daily dose of Canadian Insurance News returns to your inbox on Tuesday, Sept 10th.

But not to worry we have your insurance news covered. Our Weekly Canadian Insurance Newsletter will continue through the summer so I know if you haven’t already you’ll want to sign up for our weekly Canadian Insurance News to stay up-to-date while you enjoy your summer.   Follow this link to sign up for our Weekly Insurance Newsletter – ilstv.com

Stay safe and have a fabulous summer, everyone!

iA Financial Group extends its instant acceptance to up to $1M in individual life insurance

QUEBEC CITY, July 15, 2019 /CNW Telbec/ – Already a leader in instant acceptance with its EVO platform, iA Financial Group continues to innovate to make underwriting its individual life insurance products easier and quicker.

iA Financial Group today announced that medical requirements, like a blood profile, vital signs or urine test, will no longer be systematically required for clients 50 and under who buy up to one million dollars in life insurance.

This simplification to the underwriting process is possible thanks to technological advances, such as the use of predictive analytics models to evaluate applications. Going forward, advisors can confirm instant acceptance for most clients after completing a simple medical questionnaire.

“Constant innovation in our underwriting processes and instant acceptance at the point of sale consolidate our long-term relationship with our advisors and is a part of our commitment to make it quicker and easier to do business with us,” confirms Valérie Lelièvre, Vice-President, Business Solutions, Distribution and Marketing. “The news announced today calls on the newest technologies to offer our clients and advisors an unrivalled underwriting experience.”

About iA Financial Group
iA Financial Group is one of the largest insurance and wealth management groups in Canada, with operations in the United States. Founded in 1892, it is one of Canada’s largest public companies and is listed on the Toronto Stock Exchange under the ticker symbols IAG (common shares) and IAF (preferred shares).

iA Financial Group is a trademark and business name of iA Financial Corporation Inc. and Industrial Alliance Insurance and Financial Services Inc.

SOURCE Industrial Alliance Insurance and Financial Services Inc.

Related Links

www.iaah.ca

BC Residents Are Less Worried Than The Rest of Canada About Their Insurance

VANCOUVER, July 15, 2019 /CNW/ – British Columbians are very knowledgeable when it comes to car insurance, but they still have concerns that keep them up at night. According to a national survey commissioned by belairdirect, 34% of British Columbians are concerned with the price of their car insurance policy – more than any other region in Canada. British Columbians who have car insurance are also most concerned with understanding their policy and what they are covered for (22%), if their policy is still in effect if they lend their car to someone (20%), and if they are covered if their car is stolen (18%).

“Car insurance in British Columbia is unique, which means British Columbians understand what they want from their car insurance,” said Jeremy Green, Vice President, Sales & Operations Western Canada, belairdirect. “British Columbian drivers consider understanding insurance to be tedious and want premiums that actually reflect their driving habits and fit their needs.  belairdirect offers a new, personalized way to look at optional insurance, and our goal is to make it as simple as possible.”

Options beyond mandatory insurance
The survey found a quarter (25%) of British Columbians with car insurance know the difference between the mandatory public auto coverage, and the type of optional insurance offered, including by belairdirect.

“belairdirect offers British Columbians personalized, optional car insurance choices including collision, liability and special discounts,” said Green. “Our innovative automerit program can also reward good driving behaviour with a personalized discount of up to 25% on the optional auto insurance for BC residents.”

Coming out on top
British Columbians are savvy when it comes to insurance, but they still want more. The survey found British Columbians with auto and/or home insurance are more likely than other regions of Canada to:

  • Know car insurance varies by province (93% of respondents in BC vs. 79% rest of Canada).
  • Have home insurance for peace of mind (67% of respondents in BC vs. 63% rest of Canada).
  • Find it difficult to understand their home insurance policy (61% of respondents in BC vs. 52% rest of Canada).
  • Have car insurance to follow the law (67% of respondents in BC vs. 61% rest of Canada).
  • Strongly agree that they feel like they pay too much for their home insurance (30% of respondents in BC vs. 24% rest of Canada) and car insurance (61% of respondents in BC vs. 38% rest of Canada).

“Insurance is too important to be complicated and we are committed to simplifying that experience and help educate consumers. In fact, our licensed insurance agents will work with customers in British Columbia any day to ensure they have the optional coverage they should have to meet their needs, including the benefits of bundling both home and auto insurance for even more savings,” said Green.

About belairdirect
Founded in Quebec in 1955, belairdirect provides car and home insurance products directly to consumers. It currently employs more than 1,600 people. The company offers a simple but complete solution, allowing customers to communicate with an agent by phone, online or in person through its network of branches. belairdirect was the first property and casualty insurer in North America to sell car insurance products online (www.belairdirect.com), attesting to the company’s innovative character. belairdirect is a subsidiary of Intact Financial Corporation, the largest provider of property and casualty insurance in Canada and a leading provider of specialty insurance in North America (TSX : IFCwww.intactfc.com). belairdirect is a proud partner of Breakfast Club of Canada.

SOURCE belairdirect

Company president says it’s important to come up with permanent solution

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Is your dog extra sensitive to hot weather?

Is your dog extra sensitive to hot weather?

BC SPCA

Hot summer weather can be ‘ruff’ on dogs who have thick fur coats, flat-faces, are obese or elderly. On hot, humid days, it’s best to keep pets inside with plenty of cold water. Outdoor exercise and walks are best in the early morning or late evening when temperatures are cooler. Bring water and take breaks in the shade. If the pavement is too hot to comfortably place your hand on for several seconds, it is too hot for your dog.

Some dogs don’t know their own limits – use caution with exercise such as running and fetch as you may need to stop your dog from overdoing it.

Here are a few types of dogs who need to be watched extra closely when venturing outdoors on those hot summer days.

Brachycephalic dogs

Dogs have sweat glands in their paw pads but release excess heat primarily by panting. Brachycephalic or flat-faced dog breeds have more difficulty taking in enough air to cool themselves down by panting. Flat-faced dogs such as pugs, Boston terriers, French bulldogs, English bulldogs and shih tzus are more sensitive to heat because they suffer from brachycephalic airway syndrome (BAS). They have small nasal openings and long soft palates in the back of their mouths, which limits airflow. These types of dogs also have a narrower windpipe and have to work harder to take in enough air to keep themselves cool. Be sure to walk flat-faced dogs with a harness instead of a collar to ensure their airway is not constricted.

Note that Brachycephalic dogs are not great swimmers. A wading pool with a few inches of water should be enough to cool them down. For example, pugs need to tilt their faces up to breathe while swimming, which means they must paddle hard to stay afloat. Pekingese tire easily and have short legs. A life vest is necessary to avoid having these breeds get water up to their noses and drown.

Dogs with thick fur coats

A dog’s coat captures air and acts as an insulator trapping heat in the winter and deflecting heat in the summer. Never shave your dog. Shaving off their fur increases the likelihood of developing heatstroke, a sunburn and skin cancer. Brush a dog’s coat daily, keep their coat clean and take a dog to the groomer regularly. A fluffy, clean coat will do a better job of keeping the dog cool.

Dog breeds such as Labradors, huskies, shepherds and golden retrievers have a double coat. The shorter layer of fur insulates the dog and is shed regularly. The outer coat is made up of coarser, longer hairs that don’t shed as often. If these breeds are shaved their double coat can regrow improperly resulting in a patchy appearance, follicle damage and loss of the protection from the weather the coat provides.

The darker the dog’s fur the more heat it will absorb. Dogs with black fur are at a higher risk of overheating.

Overweight dogs

Dogs that are overweight or obese are more likely to develop a heat-related illness because of the increased insulation the fat cells provide and increased heat they generate from mild exercise.

Senior dogs

A dog is considered to be a senior over the age of five for large breeds such as a great dane. Smaller breeds such as Chihuahua’s generally live longer and are not considered to be seniors until about age eight. Senior dogs are more sensitive to temperature and may have underlying medical conditions such as heart or lung diseases, which makes them more likely to develop heatstroke.

Puppies

Puppies are not able to regulate their own body temperature as well as adult dogs and are high-energy. They tend to run and play and can easily overexert themselves outside on hot days.

Be part of our campaign to keep pets safe this summer. Pledge to not leave your pet in a hot car and get a free #NoHotPets car decal!

For more information visit The BC SPCA site

  • If you ordered our limited supply decal – take a picture of your brand new car decal and help us spread the word!
  • Use hashtag: #NoHotPets and tag on Twitter: @BC_SPCA or Facebook @bcspca or Instagram @bcspca.

Photo Credit: Nash the Pug  – ILSTV

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