Reduction in car thefts in Quebec

Press Release:

MONTREAL, July 20, 2016 – Although we are just a few hours away from the start of the “construction holiday” Intact Insurance, the country’s largest automobile insurer, would like to remind you that thieves will not be taking it easy this summer and might have their eye on you, your vehicle and your belongings.

Statistics Canada’s most recent data published today shows that car theft is still a major issue in Quebec, despite the significant reduction observed over the recent years. On average, 98 vehicles are targeted by thieves, every day.

Vehicle thefts and thefts of items from vehicles
Province of Quebec, 2015

Number

Frequency (per minute)

Frequency (per day)

Vehicle thefts

13,123

1 theft every 40 minutes

36 vehicles stolen every day

Thefts of items
from vehicles

22,495

1 theft every 23 minutes

62 thefts from vehicles
per day

Total

35,618

1 theft every 15 minutes

98 thefts per day

4 useful tips
Here are a few prevention tips that might make a big difference and help you rest easier while you’re on vacation.

  • Close your windows and lock the doors: it’s the first line of defence, and it’s easy to do.
  • Never leave your vehicle unattended with the engine running: don’t make yourself a target for no reason – even for a few moments – and above all don’t tempt opportunist thieves.We’d also like to take this opportunity to remind you to never leave your children or pets alone in a car, even if you only intend to leave your vehicle for a few moments.
  • Tracking device: a vehicle clearly equipped with a tracking device is far less attractive to organized thieves, who typically specialize in selling parts.What’s more, if ever your vehicle is stolen, the odds of recovery are much higher.
  • Don’t leave anything in sight in your car: thieves love electronic devices and items of value, which are resold just as easily as they’re stolen.

Are you adequately insured?
In spite of taking these precautions, you might still fall victim to theft. This is exactly the type of situation when your insurance coverage truly proves its worth.

  • Is your car insured against theft? This optional coverage is highly recommended and could save you from finishing your vacation without any means of transport.
  • Do you have a type of replacement value coverage? This type of coverage, which is also optional, further protects you in the case of a total loss or theft, for example, as you could be indemnified without taking into account your vehicle’s depreciated value.
  • Are items stolen from your vehicle covered by your auto or home insurance?
    If your vehicle is stolen, it’s obviously your auto insurance that will cover its loss.However, if belongings left in your vehicle are stolen, the claim is usually covered by your home insurance which is why insurance is important whether you’re a homeowner or tenant.

Money-saving tips that also ensure peace of mind
Want to lower your insurance premium without giving up any coverage? Here are some smart options.

  • Discount of up to 30% if your vehicle has extensive anti-theft markings, an electronic tag, or if it is equipped with a tracking device recognized by Intact Insurance.This reduction applies to Section B of your auto insurance policy, in other words to coverage for All perils other than collision or upset or Specific perils.
  • Discount of up to 25% with my Driving DiscountTM, a program that rewards drivers who have good driving habits.This reduction applies to your auto insurance policy’s total premium.
  • Discount of up to 15% if you have not made a claim over the last three years.This reduction applies to your auto insurance policy’s total premium.
  • Combine your auto and home insurance policies with Intact Insurance: the amount of your premium will be lower and you’ll reap other rewards, such as only having to pay one deductible for a claim affecting both policies.
  • Increase your deductible: the deductible is the amount you have to cover yourself should you make a claim on your vehicle. By increasing your deductible, you’ll lower your insurance premium.

If you would like to have more information, check the extent of your coverage or discuss Intact Insurance’s offer, please contact your broker, who is best placed to give you advice.

About Intact Insurance 
Intact Insurance is Canada’s largest home, auto and business insurance company, the choice of more than four million consumers.

Intact Insurance products are distributed through insurance brokers working with more than 6,000 brokerages from coast to coast.

Intact Insurance is the official insurer of:

  • the Réseau FADOQ (for home and auto insurance)
  • the Association des Véhicules Électriques du Québec (AVÉQ)
  • the Fédération des clubs de motoneigistes du Québec (FCMQ) and
  • the Fédération Québécoise des clubs quads (FQCQ)

Intact Insurance is a member company of Intact Financial Corporation (TSX: IFC).
intact.ca / intactfc.com

Vehicle theft
Province of Quebec and its main urban centres, 2015

Number

Rate per
100,000
inhabitants

Rate per
100,000
inhabitants

Change
vs 2014

Rate per
100,000
inhabitants

Change over
5 years
(2010)

Rate per
100,000
inhabitants

Change over
10 years
(2005)

Saguenay

214

127.8

+23.2%

-38.9%

-56.2%

Quebec City

581

72.6

-17.0%

-50.6%

-72.1%

Sherbrooke

108

54.3

-41.0%

-73.2%

-86.0%

Trois-
Rivieres

179

115.1

-6.2%

-55.0%

-74.5%

Montreal

7,651

188.2

-15.7%

-47.3%

-71.0%

Gatineau

317

96.6

+11.6%

-47.4%

-65.4%

Total
Province
of Quebec

13,123

158.8

-14.1%

-47.9%

-68.7%

Source: Statistics Canada (CANSIM). Table 252-0051 – Incident-based crime statistics by detailed violations, annual. Site consultedJuly 20, 2016.

Theft of items from vehicles
Province of Quebec and its main urban centres, 2015

Number

Rate per
100,000
inhabitants

Rate per
100,000
inhabitants

Change
vs 2014

Rate per
100,000
inhabitants

Change over
5 years
(2010)

Rate per
100,000
inhabitants

Change over
10 years
(2005)

Saguenay

402

240.0

+40.8%

-28.0%

-20.9%

Quebec City

1,576

197.0

+17.2%

-50.6%

-48.5%

Sherbrooke

280

140.8

+1.6%

-53.9%

-57.5%

Trois-
Rivieres

324

208.3

-3.7%

-56.2%

-35.3%

Montreal

15,863

390.2

-10.2%

-47.6%

-49.2%

Gatineau

622

189.6

+0.4%

-55.9%

-62.4%

Total
Province
of Quebec

22,495

272.2

-6.1%

-47.2%

-47.8%

Source: Statistics Canada (CANSIM). Table 252-0051 – Incident-based crime statistics by detailed violations, annual. Site consultedJuly 20, 2016.

SOURCE Intact Insurance

Simpler & faster auto claims experience for Intact Insurance & belairdirect customers in Ottawa

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Intact Insurance and belairdirect customers in Ottawa can now experience a new simpler, faster and more convenient auto claims process with the launch of a new Intact Service Centre. This is the second Intact Service Centre to open in Canada; the first opened in Calgary in February this year.

“We are making things easier for customers after an automobile accident,” says Carla Smith, Deputy Senior Vice President of Claims,Ontario, Intact Insurance. “We’ve received positive feedback from customers in Calgary about this innovative one-stop service model, and are confident that customers in Ottawa will have an equally great service experience.”

Once at the Intact Service Centre, a customer will be able to drop off their damaged vehicle and leave in a rental vehicle, while Intact Insurance or belairdirect makes arrangements to get the vehicle appraised, repaired and cleaned. Once the vehicle is fixed, the customer picks it up and returns the rental vehicle. There is no need to wait for a repair date, go to a repair shop, or arrange a rental car.

Two more Service Centres are planned for Toronto and Montreal.

Intact Insurance and belairdirect are two of Intact Financial Corporation’s largest brands.

About Intact Financial Corporation
Intact Financial Corporation (TSX: IFC) is the largest provider of property and casualty insurance in Canada with close to $8.0 billion in annual premiums. Supported by over 12,000 employees, the Company insures more than five million individuals and businesses through its insurance subsidiaries and is the largest private sector provider of P&C insurance in British Columbia, Alberta, Ontario, Québec, Nova Scotia and Newfoundland & Labrador. The Company distributes insurance under the Intact Insurance brand through a wide network of brokers, including its wholly owned subsidiary, BrokerLink, and directly to consumers through belairdirect.

SOURCE Intact Financial Corporation

Victoria: Uber rules coming early next year, says minister

By Rob Shaw, Vancouver Sun

VICTORIA — British Columbians will get their first glimpse at a possible future for ride-booking service Uber in September, when the government says it will unveil a discussion paper.

uber

Peter Fassbender, the cabinet minister who is reviewing whether to allow Uber to operate in B.C., said Wednesday the government is almost finished gathering comment from the public, taxi industry, insurance industry and Uber.

“We will be putting out a discussion document that will highlight what we’ve heard and what we think we should be looking at in the province of British Columbia to have a made-in-B.C. solution,” said Fassbender. Public safety, fair treatment for the conventional taxi industry and insurance concerns will be addressed, he said.

The intent is to make the Liberal government’s plan clear before the May 2017 provincial election, said Fassbender.

Uber, and similar outfits such as Lyft, operate on-demand car services that connect passengers with private drivers, usually through apps on smartphones.

“We’ll be asking for further input, then minister (Todd) Stone, who is the minister responsible for the legislative framework and the regulations will then be bringing forward to cabinet and government where we should be going,” said Fassbender.

Uber has been strongly lobbying government to draft regulations that would allow its drivers to obtain special licences and be considered differently from traditional taxis. The government at first warned Uber from trying to circumvent the rules, but later softened its criticism and said it believes taxi and ride-booking services can coexist and that it’s inevitable new technology like Uber will eventually enter the province.

The Opposition NDP has pledged to back the taxi industry, which has warned about job losses and disruption in the traditional taxi industry.

Aon offers Ontario Uber drivers insurance policies through streamlined mobile submission

Aon Risk Solutions, the global risk management business of Aon plc, today announced it is now offering personal ridesharing insurance policies designed specifically for Ontario Uber drivers.

As Uber’s insurance broker, Aon has developed a comprehensive understanding of the business, driver tendencies and coverage requirements, resulting in a personal insurance product unlike others available in the marketplace. The solution, developed in partnership with Intact Insurance Company, is not restricted by driver age, years licensed or number of weekly ridesharing hours.

Uber is known for the ease with which its drivers and riders are connected via a mobile app. Aon created an online quoting tool for Uber drivers. Drivers of the ridesharing company can now go to uber.aon.ca and receive a quote instantly by simply taking a photo of their licence or entering their driver’s licence number. The process can be completed in seconds.

“Ridesharing continues to grow at a rapid pace and is changing how we travel,” said Caroline Mills-White, senior vice president of personal lines for Aon Risk Solutions in Canada. “As a result, insurance must evolve to meet the changing needs of drivers and passengers alike in Ontario.”

For more information, Uber drivers based in Ontario can now access an online quote at uber.aon.ca or by calling +1.800.448.2539.

About Aon

Aon plc (NYSE: AON) is a leading global provider of risk management, insurance brokerage and reinsurance brokerage, and human resources solutions and outsourcing services. Through its more than 72,000 colleagues worldwide, Aon unites to empower results for clients in more than 120 countries via innovative risk and people solutions. For further information on our capabilities and to learn how we empower results for clients, please visit: http://aon.mediaroom.com.

Uber Insurance quotes available at” www.uber.aon.ca

SOURCE Aon Risk Solutions

Uber drivers in Ontario now insured automatically

TORONTO _ Uber drivers in Ontario are now insured from when the app is turned on to when passengers exit the vehicle.

Ontario’s insurance regulator has approved the policy from Intact for private vehicles transporting paying passengers through the ride-hailing service.

The Financial Services Commission of Ontario says the  “blanket fleet coverage” addresses a “critical insurance gap” for the industry.

The new policy covers all Uber drivers, passengers and vehicle owners when Uber is in use, and when the app is off the vehicle owner’s personal auto insurance policy applies.

The Ontario government recently approved a regulatory change under the Insurance Act that allows insurance companies to develop commercial fleet insurance policies for ride-hailing companies.

FSCO’s CEO says in a bulletin posted to the regulator’s website that he anticipates new insurance policies that build on what has been approved for Intact will be filed in the future.

“Going forward, I want to emphasize that the sharing economy in general, and the automobile insurance implications in particular, will continue to evolve and will require innovative solutions and responses by all stakeholders, including FSCO, that respond to technological advances,” Brian Mills wrote.

“At the same time, I want to emphasize that approved solutions may also need to evolve and adapt as circumstances and legal requirements change. Therefore, any policy form or endorsement that I approve is also subject to ongoing review.”

canada-press

ICBC and police team up for annual summer campaign

ICBC and police team up for annual summer campaign

Summer can be a deadly time on B.C. roads, with 46 per cent of impaired driving-related deaths occurring between June and September. That’s why ICBC and police are stepping up awareness activities and CounterAttack roadchecks across the province starting this long weekend.

With increased traffic and vacation plans that could involve alcohol, ICBC is urging everyone to plan ahead to travel safely. Police will be looking for impaired drivers at CounterAttack roadchecks throughout B.C.

While much progress has been made, impaired driving remains the leading cause of criminal death in Canada and in the top three contributing factors for fatal crashes in B.C. With so many options to get home safely, there’s no excuse to drive impaired – arrange a designated driver, call a taxi or take transit.

ICBC supports CounterAttack with funding for enhanced police enforcement and two education campaigns each year. Learn interesting facts about impaired driving in ICBC’s infographic and get more info on icbc.com.

Quotes:

“We have seen significant reductions in alcohol-related fatalities on our roads, however, there are still some people who don’t take this issue seriously,” said Mike Morris, Minister of Public Safety and Solicitor General. “CounterAttack is a vital part of our provincial enforcement strategy and British Columbians can expect enforcement to continue until every driver hears the message loud and clear – impaired driving will not be tolerated in B.C. We will continue to work together to change attitudes to keep B.C. roads safe for everyone.”

“Impaired driving is the third-leading cause of road deaths during the summer, after speeding and distracted driving,” said Todd Stone, Minister of Transportation and Infrastructure. “So it’s important to have a plan for a safe ride to and from your summer activities.”

“Driving while impaired or riding with someone who is impaired is never worth the risk,” said Chief Constable Neil Dubord, Chair of the B.C. Association of Chiefs of Police Traffic Safety Committee. “Not only do you risk killing yourself or someone else, but the trauma and financial costs of a crash or arrest are significant and can last a lifetime. Police across B.C. will be looking for impaired drivers at CounterAttack roadchecks this summer.”

“Whether you’re on a busy highway filled with summer road trip travellers or just driving your regular route across town to a game at your local ball diamond, it’s important to stay focused and alert,” said Lindsay Matthews, ICBC’s director responsible for road safety. “And if your activities involve alcohol, make sure you have a designated driver or a plan to take transit or a taxi.”

Editor’s note: B-roll footage of CounterAttack roadcheck is available for download.

Regional statistics*:

  • In the Lower Mainland, an average of 21 people are killed in impaired-related crashes every year.
  • On Vancouver Island, an average of 11 people are killed in impaired-related crashes every year.
  • In the Southern Interior, an average of 25 people are killed in impaired-related crashes every year.
  • In North Central B.C., an average of 21 people are killed in impaired-related crashes every year.

Canada Day statistics**:

  • On Canada Day, one person is killed and 230 are injured in 750 crashes in B.C.
  • Last year, 180 people were injured in 460 crashes in the Lower Mainland on Canada Day.
  • Last year, 21 people were injured in 120 crashes on Vancouver Island on Canada Day.
  • Last year, 24 people were injured in 120 crashes in the Southern Interior on Canada Day.
  • Last year, 5 people were injured in 56 crashes in the North Central region on Canada Day.

Notes:

*Fatal victim counts are from police data (2010 to 2014). Impaired is defined to include alcohol, illicit drugs and medicines.

**Canada Day is calculated from 00:00 to midnight and includes incidents where the time was not reported. Injured victim and crash data from 2015 ICBC data and fatal victims from police data five-year average (2010 to 2014).

Media contact:
Sam Corea
604-982-2480

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